Home Buying in Lawrence : Advice

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mags0602, Home Buyer in Lawrence, MA
mags0602 asked:
I currently have a mortgage on a Dupplex. I live one side and rent the other. Should I sell the dupplex then buy the single-family? My family have outgrown the side we live in. We are thinking on buying a single-family home and keep the dupplex as a rental, which it will pay its own mortgage.
0 votes Share Flag Tue Jul 22, 2014 Home Buying in Lawrence
Anthony Piem…, Real Estate Pro in West Roxbury, Boston,...
Anthony Piemonte answered:
How to find condo by laws?
Are you in the process of buying a condo? If so have your buyers agent ask the listing agent for the Condo By laws, this should be relatively easy for the listing agent to get for you.
0 votes Share Flag Sun Jul 13, 2014 Home Buying in 01841
Richard Shap…, Real Estate Pro in Framingham, MA
Richard Shapiro answered:
First Time home buyers
We have a program called credit expert. Apply for a pre-approval (no cost or obligation), we will run credit and have your credit analyzed to see what steps are needed to improve your s ... more
0 votes Share Flag Mon Jun 23, 2014 Home Buying in Lawrence
George Silva, Real Estate Pro in Lawrence, MA
George Silva answered:
I am considering buying a house on auction. What should I take into consideration? How does the process differ from a regular sale? any concerns?
Home auctions differ from regular home sale purchases

Bidder needs to bring the stated amount of money required to bid on the home

Winning bidder will have 30 days to close on th ... more
0 votes Share Flag Sat Feb 1, 2014 Home Buying in 01843
Richard Shap…, Real Estate Pro in Framingham, MA
Richard Shapiro answered:
how can i find out if a house has a clean title,the taxes,or if it has a lean ..when buying a home on a auction?
You buy at your own risk. You can research the tax and title issues your self, or you can hire an attorney to do this for you. If you've never purchased a home in auction before I ... more
0 votes Share Flag Sun Nov 17, 2013 Home Buying in Lawrence
Christine Mo…, Real Estate Pro in Wilbraham, MA
Christine Moran Realtor/Notary answered:
What are the monthly condo fees for this property please?
Fees usually include Master Insurance,Security,Swimming Pool,Laundry Facilities,Exterior Maintenance,Road Maintenance,Landscaping,Snow Removal,Playground,Recreational Facilities,Exercis ... more
0 votes Share Flag Wed Jun 19, 2013 Home Buying in 01843
Lowell Sterl…, Real Estate Pro in Plano, TX
Lowell Sterling answered:
If my Mortgage rate is 3.375...an APR of 4.34 too high?? Also if the mortgage company does the appraisal and switch could the same appraisal be used?
Hi Hector,

Lets look at all the facts rate 3.375% good for a 30 year fixed is there any points and how much are the lender fees as these all go into making the APR. The appraisal can ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in 01843
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
House listed with 3.5 bathrooms but only has 3 bathrooms. what should i do in regards to the price?
You should be able to find comps in Lawrence that have 7 bedrooms and 3 baths vs 3.5 baths.
That should point you in the right direction.


(Please note: when you choose an answer a ... more
2 votes Share Flag Wed Apr 3, 2013 Home Buying in 01843
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
House that i made an offer on a two family house in lawrence, used to have to have a pool but doesnt anymore... should seller reassess it?
Hi Hector,
You can search the internet for info about a Tax Abatement.
This is what a reduction in the tax bill is called.
You have to go through specific steps with specific time co ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 01843
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
Do sellers usually work with the buyer when the house is appraised at a much lower price than the selling price?
I have had deals go both ways - to closing and into oblivion.
The factors are: the amount of difference in the value of the appraisal and the agreement.
The amount that the buyer trul ... more
1 vote Share Flag Wed Apr 3, 2013 Home Buying in 01843
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
House has been inspected. for the issues that it has, is it better to have the seller discount the price of the house? or have him fix it?
I usually suggest getting a credit equal to the estimates for the repairs and then the buyer can have the work done and also have the warranty.


(Please note: when you choose an ans ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 01843
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Buying a multifamily house, is it good to keep the tenants?
Sounds like you have found a problematic tenant, next property or get in, buy it, and evict.
0 votes Share Flag Thu Mar 21, 2013 Home Buying in 01843
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
how to get pmi waived?
Hi hector h,
My experience says:
If this is for an existing loan, you need to have the equity and be able to prove it with an appraisal.
If it is for a new loan, you still need the e ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in 01843
Sarah Goulart…, Real Estate Pro in Bourne, MA
Sarah Goulart Nathe answered:
My wife is in love with a house that recently (6 months ago) for 250.000, I was wondering if is possible to offer the home owners to buy their house.
I think Manuel is saying that the home was on the market six months ago but is no longer on.

Manuel, if so, then certainly call them to see if they would entertain an offer. Find a ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Lawrence
Sarah Goulart…, Real Estate Pro in Bourne, MA
Sarah Goulart Nathe answered:
Should I get preapproved?
I don't think it would hurt to talk to a mortgage representative to find out if your can be preapproval now and if you have enough in savings to do so. You may find out that the a ... more
0 votes Share Flag Mon Dec 31, 2012 Home Buying in 01841
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
If there any bank that would len 50,000 dollaras to buy a condo in lawrence Massachusetts
That depends on the buyer's credit, income, and other factors like the property condition, per cent of owner occupants, etc.

(Please note: when you choose an answer as a Best Answer, ... more
1 vote Share Flag Sun Sep 23, 2012 Home Buying in Lawrence
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
I did a short sale. When can I buy? If I have 20 percent down does it change the answer.
This is best answered by a local lender. They have some flexibility the national lenders may not. Also your other credit info will have an effect and the value of the property you want ... more
0 votes Share Flag Thu Sep 20, 2012 Home Buying in Lawrence
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
how much is the cost of dewinterizations?
Plumbers are the ones to estimate this.
They will ask the size of the system, the age of the system, what the components are, etc.
They will probably want to know where the house is.
... more
0 votes Share Flag Sat Jun 2, 2012 Home Buying in 01841
Irina Karan, Real Estate Pro in 33160
Irina Karan answered:
This house has been abandoned by owner for bank to take. Looked everywhere for the bank,,to no avail...anybody the realitor...kinda interested in
Abandoned - but not owned by the bank, or already owned by the bank.

If not owned by the bank yet, your can talk to the neighbors (great resource), post master, police, and can even ... more
0 votes Share Flag Wed May 2, 2012 Home Buying in 01841
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