Home Buying in Las Cruces : Advice

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Brian Wallis, Both Buyer and Seller in Las Cruces, NM
Brian Wallis answered:
why are there so many vacant (15.6%) homes? Is the RE market in Las Cruces that soft?
I believe things are picking up. In and around the area has been slow the past couple years. It is a hard market to read based on many factors but From what I have seen so far this year ... more
0 votes Share Flag Tue Apr 21, 2015 Home Buying in 88011
Denise Emond…, Home Buyer in Hideaway, TX
Denise Emond Cote answered:
DO ANY CONDOS OR TOWNHOMES ACCEPT LARGE DOGS?
We have a lab and we were told only 40lb ... And then she asked if that was a deal breaker... Well duh... I'm not going to bring just half my dog. Find a single home to rent. There ar ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 88004
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
I used New Mexico's MFA program since I had <20% down payment but I paid it in full last year. Can I refi to remove PMI?
Hi Maldo818,

Yes you can refinance to remove the PMI but only if you have at least 20% equity in your home.
For example: If your current loan is $150,000, your home would have to ap ... more
1 vote Share Flag Wed Jan 21, 2015 Home Buying in Las Cruces
Michael Carp…, Real Estate Pro in 88011
Michael Carpenter answered:
Are there affordable senior communities in Las Cruces?
Trails West, website www.trailswestnm.com/. Of course affordable is debatable for many. If this is not what you had in mind feel free to contact me and I can discuss what may be suitabl ... more
0 votes Share Flag Thu Nov 13, 2014 Home Buying in 88012
Murphy Team, Real Estate Pro in 04101
Murphy Team answered:
can a real estate contract be voided or cancelled if did not receive payment?
Failing to live up to the terms of a contract usually results in default. The contract should spell out how to deal with each default. Probably a good question for an attorney.
0 votes Share Flag Sun Oct 26, 2014 Foreclosure in Las Cruces
Michael Carp…, Real Estate Pro in 88011
Michael Carpenter answered:
I'm looking for a owner finance with balloon payment in 5 years my crerdit is bad 650 since I lost a home in Las Vegas NV.
I would first consider talking to a lender to still explore what your options are. Your credit score is in a range that I would feel comfortable to refer you to lenders that I work with ... more
0 votes Share Flag Sat Jun 14, 2014 Home Buying in Las Cruces
Yvonne Rodri…, Real Estate Pro in 88011
Yvonne Rodriguez, Realtor GRI answered:
Will anyone finace my husband and I with credit scores under 600? Our monthy income is 3600.00,first time buyers.
There are some mortgage brokers that can finance buyers with credit scores below 640. Contact some local mortgage brokers in Las Cruces, NM and see what they say. They may even take ... more
0 votes Share Flag Mon Dec 16, 2013 Home Buying in Las Cruces
Yvonne Rodri…, Real Estate Pro in 88011
Yvonne Rodriguez, Realtor GRI answered:
Im 23 years old and have an average credit score. I recently bought a car. Will that affect or hinder the process of buying a home?
Your Lender of Choice will calculate your debt to income ratio. Yes, that could affect you prequalifying for a mortgage. Please consult with your Lender. Getting prequalified with a ... more
0 votes Share Flag Mon Dec 16, 2013 Home Buying in Las Cruces
Terrance Ward, Real Estate Pro in Las Cruces, NM
Terrance Ward answered:
what are the rules for letting go of a realator and going with a friend to build your home?
Realtor's work on commission so they don't get paid unless they produce a sale! If you have a written agreement or a broker compensation agreement, or a buyer broker agreement all which ... more
0 votes Share Flag Mon Nov 25, 2013 Home Buying in 88011
Terrance Ward, Real Estate Pro in Las Cruces, NM
Terrance Ward answered:
Which is a decent area to live within walking distance to downtown Las Cruces? Are there any special agents who deal with foreclosed homes?
Las Cruces is a safe town overall. I suggest you begin your search in person as to what appeals to your tastes. Being from out of town makes things difficult at first, but to get a feel ... more
0 votes Share Flag Mon Nov 25, 2013 Home Buying in 88011
Carole Myre, Real Estate Pro in Las Cruces, NM
Carole Myre answered:
For a semi retired couple in their 60's..............better local - las cruces or santa fe?
Spend a little time in both Places. They are very different. Sante Fe is much more expensive, but has a lot of culture, Art, and adobe homes. The shopping and dining can be very ... more
0 votes Share Flag Fri Oct 11, 2013 Home Buying in Las Cruces
Mary Mulvihi…, Real Estate Pro in Las Cruces, NM
Mary Mulvihill and Carl Topley answered:
The listing says University Hills Elementary. Wouldn't it be Tombaugh Elementary since it us just down the street?
You would be better served to address your question directly with the Las Cruces Public Schools. Realtors are hesitant to provide school information because districts are often re-mapp ... more
0 votes Share Flag Sun Sep 29, 2013 Home Buying in Las Cruces
Robert DiAlb…, Real Estate Pro in Cooper City, FL
Robert DiAlberto answered:
Can a short sale bank ask the seller to pay more money 3 days before closing?
Can always ask but whether or not they get it or it is appropriate depends on the specific terms of your contract.
0 votes Share Flag Sat Jun 15, 2013 Home Buying in 88011
Robert DiAlb…, Real Estate Pro in Cooper City, FL
Robert DiAlberto answered:
is it expected to give an ernest money check with a home offer even if you are getting 100% financing through the va?
I sure would tell my seller to get a deposit no matter what.
0 votes Share Flag Sat Jun 15, 2013 Home Buying in Las Cruces
Mike Binns, Real Estate Pro in Las Cruces, NM
Mike Binns answered:
how does online auction work and is it safe to give out your credit card info???? and what are good auction sites if recommended
Beware of these auction sites, I have seen many and have not found one to refer you too. If they are asking for your credit card info beware.
0 votes Share Flag Thu May 30, 2013 Home Buying in Las Cruces
Mike Binns, Real Estate Pro in Las Cruces, NM
Mike Binns answered:
My father would like to sell his trailer. The park he's in has Right Of First Refusal. However, they won't respond to any of our inquiries.
He will need to continue paying the fees as long as his trailer remains in the park, when he sells the trailer the fees will go to the new owner of the trailer.

The park owners or m ... more
0 votes Share Flag Thu May 30, 2013 Home Buying in Las Cruces
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