Home Buying in Lake Forest : Advice

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Richard Litt…, Other/Just Looking in Orange County, CA
Richard Littlefield answered:
manufactured home
I would strongly urge you to buy a condo instead. Especially in Lake Forest, they have wonderful places in the trees, gorgeous.

Call me and at least compare your monthly cost. You ... more
0 votes Share Flag Fri Jun 5, 2015 Home Buying in Lake Forest
Garcia Kinca…, Real Estate Pro in Orange, CA
Garcia Kincaid Group answered:
I own a home free and clear and plan to rent it out. Can I use future rent to qualify?
Hi There,
There are going to be different guidelines to follow depending on the lender you use and your financial status at the time you apply for the loan. The first step you have is ... more
0 votes Share Flag Thu Feb 26, 2015 Home Buying in Lake Forest
Brittany Lei…, Real Estate Pro in Newport Beach, CA
Brittany Leighton answered:
I would like to buy/ rent an apartments or home in the ralph gates school district. Are there such apartments in the school zone? Or condo complexes?
I would love to help you! Here is some information about me taken from my website http://www.MyRealEstateExecutive.com

Brittany Leighton, Real Estate Professional

Experienced Sout ... more
0 votes Share Flag Thu May 29, 2014 Home Buying in Lake Forest
Richard Litt…, Other/Just Looking in Orange County, CA
Richard Littlefield answered:
How can I find an investor to co-sign a refinance on a home I inherited?
I think that most lenders want cosigners that are either a relative or maybe even an employer.

We have some loans with less strict guidelines if you would like me to try. You can con ... more
0 votes Share Flag Fri Nov 8, 2013 Home Buying in Lake Forest
Richard Litt…, Other/Just Looking in Orange County, CA
Richard Littlefield answered:
Buying a home in Lake Forest but concerned about the cost of maintaining all the trees in the yard and front of the house. Are the trees a problem?
My office is here in Lake Forest. I am a lender now but have sold a lot of homes in the area as a Realtor. Yes, they are very strict about the trees in the forested areas.
I frankly ha ... more
0 votes Share Flag Fri Nov 8, 2013 Home Buying in Lake Forest
Omar Khamisa, Real Estate Pro in stockton, CA
Omar Khamisa answered:
Does anybody knows about a condominium development in Lake Forest or near by cities that would allow day care for up to 6 children.?
Hi julia

contact the management company ask for cc&r for more clarification .

Omar Khamisa
NMLS#: 369325
Mortgage Loan Manager
Cell: 510-648-5535
0 votes Share Flag Thu Nov 7, 2013 Home Buying in Lake Forest
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
What are the monthly HOA dues and space rental on this property?
You really should start with the park manager of the park/communities you are interested in. You will have to fill out an application and be approved by them before you even make an off ... more
0 votes Share Flag Sun Feb 24, 2013 Home Buying in Lake Forest
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
what are the monthly HOA dues on this condo?
Hi Elianna,

The HOA is $225.00 per month. However, this property is sold as of 1/21/13 according to the MLS.

Please let me know if you have any other questions or concerns.

Bes ... more
0 votes Share Flag Sat Feb 23, 2013 Home Buying in Lake Forest
Brian Wilson, Real Estate Pro in Irvine, CA
Brian Wilson answered:
outbid every time, should we just rent?
Hello BCf630,

I believe you have read the comments below and there is lots of advice, Bob Phillips, in my opinion has made the most sense. I would also ask if you have found out why ... more
1 vote Share Flag Wed Dec 5, 2012 Home Buying in Lake Forest
Michael Kim, Real Estate Pro in Irvine, CA
Michael Kim answered:
how to buy these foreclosure deals?
Have you seen specific properties you'd be interested in buying? There are several ways to purchase distressed (foreclosure) properties, and some are riskier than others. If you would ... more
0 votes Share Flag Fri Sep 21, 2012 Foreclosure in Lake Forest
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
I was pre-approved for an FHA loan. How do I find out which condos are on the approved list?
Go to HUD.GOV . There you can look up the condo development and see if it is FHA approved.

Make sure you look at all clolumns. Often times you will see "approved" in one cloumn, but ... more
0 votes Share Flag Mon May 28, 2012 Home Buying in Lake Forest
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
Is it advisable to be pre-approved from more than one lender?
Being cross approved is sometimes required by the seller in a REO purchase for example.

Try and make sure you are cross approved by MAJOR lenders like Bof A, or Wells Fargo.

Bei ... more
0 votes Share Flag Mon May 28, 2012 Home Buying in Lake Forest
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Will my credit score be negatively affected by multiple pre-approvals from lenders?
http://www.myfico.com/crediteducation/creditinquiries.aspx

Will my FICO score drop if I apply for new credit?
If it does, it probably won't drop much. If you apply for seve ... more
0 votes Share Flag Sat Sep 24, 2011 Home Buying in Lake Forest
Karen Parsons…, Real Estate Pro in Laguna Beach, CA
Karen Parsons Fiddler answered:
At what discount, foreclosed condos are sold in Lake Forest, CA?
Hi Sunny,

This is a common belief, but we just don't see it in the real market. Banks might be selling them for 35% of what they originally financed them for....but not 35% of t ... more
0 votes Share Flag Thu Aug 18, 2011 Foreclosure in Lake Forest
Bob Phillips, Real Estate Pro in Rancho Santa Margarita...
Bob Phillips answered:
I foreclosed my house in Ca, 3 yrs ago, BofA is hounding me for the HELOC. Am I liable, and how do i stop them from reporting on my credit report?
I've seen a staggering statistic a few times in the past year - that as many as 70% of distressed homeowners never do a thing when they're being foreclosed on - they don' ... more
1 vote Share Flag Sun Jun 19, 2011 Foreclosure in Lake Forest
Marietta Phi…, Real Estate Pro in Mission Viejo, CA
Marietta Philpott answered:
My husband and I are currently renting in Lake Forest - any idea that best time to buy? Lease is up in July.
Hi Sherry:
Now is the time to start looking. Interest rates are really low and home prices are still low. Can you give me an idea of what you are looking for?

Thanks.
Marietta Phi ... more
0 votes Share Flag Wed Apr 27, 2011 Foreclosure in Lake Forest
Michael Emer…, Real Estate Pro in Mission Viejo, CA
Michael Emerson answered:
Even though we "prequalify", should we wait a year and keep renting so we can pay off our credit card debt? Cars are paid for and c-
Sheri,

I am the agent with the office in SJC that answered your question yesterday. I just wanted to follow-up after looking at your profile and seeing you've had multiple quest ... more
0 votes Share Flag Wed Apr 27, 2011 Home Buying in Lake Forest
Dave Gubler, Real Estate Pro in Foothill Ranch, CA
Dave Gubler answered:
I have a pre-approval am I ready to bid on a foreclosure?
Trevor, you can only purchase at the "auction" (trustee sale at courthouse) if you are able to pay cash (certified funds for the entire amount). This is what prevents most of ... more
3 votes Share Flag Wed Nov 17, 2010 Foreclosure in Lake Forest
Dave Gubler, Real Estate Pro in Foothill Ranch, CA
Dave Gubler answered:
I am looking for a 3 bedroom House in Lake Forest for under 300k is there such a thing?
Tanya, still no detached 3+ bedroom homes in Lake Forest for sale as of 11/17/2010. There are, however, 11 attached homes with 3 or more bedrooms currently listed and under $300,000.00 ... more
3 votes Share Flag Wed Nov 17, 2010 Home Buying in Lake Forest
Jesse Madison, Real Estate Pro in Rancho Santa Margarita...
Jesse Madison answered:
How can I get pre-aprrove for buying a mobile home?
Just call your loan officer and be sure to let them know you need a loan for a mobile home. If it is on a permanent foundation- just know that depending on the type of loan you get you ... more
0 votes Share Flag Thu Sep 9, 2010 Home Buying in Lake Forest
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