Home Buying in Laguna Hills : Advice

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theusualsusp…, Other/Just Looking in Laguna Hills, CA
theusualsuspectsloses answered:
Can someone tell me anything about Laguna Village.?
The condos at Laguna Village are nice and clean that we have seen. We are very impressed with our condo and like it much better than other places we have lived in Orange County. Manage ... more
0 votes Share Flag Earlier today Home Buying in Laguna Hills
Steve Dillon, Real Estate Pro in Laguna Beach, CA
Steve Dillon answered:
What exactly are the income, asset and any other requirements for COOP purchase in Laguna woods?
Hello,

The Co-Ops in United Mutual have very specific income and asset requirements. I've outlined them below and provided a link to the resale application package on the Laguna Woo ... more
0 votes Share Flag Thu Jun 26, 2014 Home Buying in 92637
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
what are the pros and cons of deferred down payment?
Hello Whitney, there are many different down payment assistance programs to choose from. It will be determined by your credit profile, income, debt to income ratios, fico scores, LTV an ... more
0 votes Share Flag Tue Jun 10, 2014 Home Buying in Laguna Hills
Carmen Rodri…, Real Estate Pro in Chicago, IL
Carmen Rodriguez answered:
Please explain what "entering default" means and does a potential buyer negotiate with the lender or owner?
A home in default does not mean the house is for sale. It simply means that the homeowner is now in default with their mortgage or in other words behind on their payments. Depending o ... more
0 votes Share Flag Mon Jan 13, 2014 Foreclosure in Laguna Hills
Halfen2u2012, Home Buyer in Laguna Hills, CA
Halfen2u2012 answered:
Hi guys and gals, cash buyer, looking for a great FC / Auction deal in Laguna Hills or Beach , live abroad, anyone interested in helping?
yes I would what price are you looking to pay what are your requirements in bedroom, baths sq ft my name is Mercedes you can reach me at halfen2u2012@gmail.com
0 votes Share Flag Fri Jan 10, 2014 Foreclosure in Laguna Hills
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
why is it so hard to get offers accepted with a VA loan??
Daphne,

Keep the faith. Yes, there are reasons why a VA loan can be harder to approve and fund than other types of financing, but the real answer to your question is "timing." Righ ... more
2 votes Share Flag Mon Sep 2, 2013 Home Buying in Laguna Hills
John DL Aren…, Real Estate Pro in Encinitas, CA
John DL Arendsen answered:
can you tell me what the space rent is in this park?
You really should start with the park manager of the park/communities you are interested in. You will have to fill out an application and be approved by them before you even make an off ... more
1 vote Share Flag Sat Feb 9, 2013 Home Buying in Laguna Hills
Soila Thomps…, Real Estate Pro in La Quinta, CA
Soila Thompson answered:
Am I better off to buy short sale, foreclosure or approved sale? I am cash buyer and is hard to know how to achieve the lowest price for my home.
I agree with Bob - use an agent that is familiar with the area - and as for your question, out of those purchase options, a Bank-Owned REO is probably best for an ALL cash buyer.

Soi ... more
0 votes Share Flag Fri Oct 5, 2012 Home Buying in 92637
Soila Thomps…, Real Estate Pro in La Quinta, CA
Soila Thompson answered:
Laguna Woods: Who controls the co-ops and how can I find out if they have law-suits pending, are financially stable?
Laguna Woods - quite stable for over 40 years - The co-ops are generally requiring 20 % down and at least 150K in assets to buy in at this time.

Soila Thompson
Buyers' Agent
0 votes Share Flag Fri Oct 5, 2012 Home Buying in 92637
Mark Gundlach, Real Estate Pro in Laguna Niguel, CA
Mark Gundlach answered:
Why wd a fixer upper be assessed for $185,752 more than ones w/same sq ft, same street, same year, w/nothing else special about it?
Karen's answer is absolutely correct. Adding to that, contact a local Realtor to get updated comaprable data from the MLS and don't rely too heavily on Tax Assessment Values. ... more
1 vote Share Flag Thu Dec 8, 2011 Home Buying in Laguna Hills
Bob Phillips…, Real Estate Pro in Coto de Caza, CA
Bob Phillips - (949) 887-5305 answered:
im looking for a home in lake forest . laguna hills. with 3bed .2 baths with a patio for a child care. under 120.000
Miss Vicky, There are 24 mobile/modular/manufactures houses in Lake Forest and Laguna Hills, presently available - most of them well under $100k.

There are NO single family, detache ... more
2 votes Share Flag Sun Aug 28, 2011 Home Buying in Laguna Hills
Lance King-F…, Real Estate Pro in San Francisco, CA
Lance King-Founder/Broker answered:
If I buy a home in CA with a potentially illegal addition (no disclosure made by seller), what are the diff. ways I can be penalized for this later?
alexandra,

First, not all lenders discount unpermitted areas. We just had an appraiser add in a value that was about 25% of normal price per sq ft for a finished basement.

With re ... more
0 votes Share Flag Sun Jul 17, 2011 Home Buying in Laguna Hills
John DL Aren…, Real Estate Pro in Encinitas, CA
John DL Arendsen answered:
hey i was wondering if you except dogs?
It is against the law to discriminate against a service pet. Look into it.
0 votes Share Flag Thu Jun 16, 2011 Home Buying in Laguna Hills
Philip Valen…, Real Estate Pro in Orange County, CA
Philip Valenti answered:
is it good deal to buy a new condo at 300K at bella Tierra by Shea Homes(1122 sq ft, 2bd 2 bath)?
Hi John,

If the same type homes in the area you are going to buy in are selling for around the same price as the new home, why would you want a used home? Nowadays most new home more ... more
0 votes Share Flag Sun Mar 27, 2011 Home Buying in Laguna Hills
Karen Parson…, Real Estate Pro in Laguna Beach, CA
Karen Parsons-Fiddler answered:
what are the main difference in housing market bw aliso viejo, laguna hills and laguna niguel?
Hi Avi,

Laguna Niguel seems to always be higher priced than the other 2 cities. Laguna Niguel does not have Mello Roos tax and many neighborhoods do not have any association costs ei ... more
0 votes Share Flag Fri Nov 12, 2010 Home Buying in Laguna Hills
Raquel Unger, Real Estate Pro in 92637
Raquel Unger answered:
i am looking to buy into a short sale in moulton ranch area of laguna hills. is there a short sale specialist available who can bat for us & help?
Hi Dealhunter,

The answers below are all good..and what buyers do not realize is that banks negotiate commissions with
Realtors.

The other issue is that you need an active, ag ... more
0 votes Share Flag Sun Nov 7, 2010 Home Buying in Laguna Hills
Homeowner, Other/Just Looking in Laguna Hills, CA
Homeowner answered:
Can anyone tell me about Casa De Laguna condos Laguna Hills?
We have live in Casa De Laguna for over 16 years. We love it. We back up to the green belt. Quiet area.
No problems with the board. They are always helpful. If I had to move now I wou ... more
0 votes Share Flag Sat Jul 10, 2010 Home Buying in Laguna Hills
Ellen Boswor…, Real Estate Pro in Laguna Beach, CA
Ellen Bosworth answered:
Is this house still on the market (4052 Belvedere St., Irvine)?
As you can see from previous answers, that property is in escrow. I am currently working with buyers in Irvine and am familiar with the area. Let me know if I can send you the current ... more
0 votes Share Flag Sun Nov 9, 2008 Home Buying in Laguna Hills
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