Home Buying in La Mirada : Advice

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Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo-Broker answered:
Pulling out of escrow after the 17th day and after home inspection?
The first thing that you should do is talk with your agent. Your agent will know how to protect you. If you haven't removed your contingencies in writing, you should be ok, but I don't ... more
0 votes Share Flag Sun Oct 5, 2014 Home Buying in La Mirada
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo-Broker answered:
I'm looking for an Agent willing to work @ 1%.
You may find an agent to work for 1%. Keep in mind that the foreclosure market is less than 5% of the inventory these days. Actually, I think its short sales and foreclosure combined th ... more
0 votes Share Flag Fri Sep 26, 2014 Home Buying in La Mirada
Chuck  Chavez, Real Estate Pro in La Mirada, CA
Chuck Chavez answered:
Selling my house, listed on Sunday, 4 days ago , a lot of showing but no offers so far. Some seemed really excited but no offers given .
Hello Maggie,
Does the conition of the home reflect in the current price? How does your home compare to the competition? If your getting a lot of activity but know offers, chances are ... more
0 votes Share Flag Thu Jul 25, 2013 Home Buying in 90638
Fernando Her…, Real Estate Pro in Irvine, CA
Fernando Hernandez answered:
In your experience, how much different is the Good Faith Estimate to the actual cost during closing?
Just becasue you are receiving an estimate for your closing costs, this should not be a reason for a sustantial change at time of closing. In fact, this is why there is new laws in plac ... more
1 vote Share Flag Wed Sep 12, 2012 Home Buying in 90638
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Short sale - occupied
You should not close any home withanyone living there especially a short sale. Once you close they become your tenant and your problem. You would have to evict them if they refuse and t ... more
0 votes Share Flag Sun Jun 10, 2012 Home Buying in La Mirada
Carlos Barron, Real Estate Pro in La Habra, CA
Carlos Barron answered:
How can I check if the improvements in the house I am planning to buy are permitted? Can I get copies or blue?
The city of La Mirada building and planning department have most of the permits on file for most homes, I have called them in advance of a visit and they have been nice enough to have ... more
0 votes Share Flag Mon May 21, 2012 Home Buying in 90638
Bob Movin-On, Real Estate Pro in Hartford, CT
Bob Movin-On answered:
In a short sale on the 1099s is the reported value the difference of proceeds from the amount owed or is the amount on the 1099 or just the sale price
You have started in the right direction, but the lender can add any costs they may have incurred since the default.
I am sure you were behind on payments, those plus all late fees can ... more
0 votes Share Flag Tue Dec 28, 2010 Foreclosure in 90638
Jimmy Esqueda, Real Estate Pro in Covina, CA
Jimmy Esqueda answered:
can you tell me what banks will do a father to son sell of a house with the prop 13 tax bill?
Banks have nothing to do with the re-assessment of your property. Your son should be able to obtain financing wherever he qualifies. The exemption to transfer the prop 13 taxes falls ... more
1 vote Share Flag Tue Oct 26, 2010 Home Buying in 90638
Alexandr Gri…, Real Estate Pro in Los Angeles, CA
Alexandr Gritsenko answered:
short-sale offer question
Look comps,bank can accept price less 10-20%, but be ready to pay for all inspection and some exstras on closing.
0 votes Share Flag Tue Aug 10, 2010 Home Buying in La Mirada
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
Can seller keep deposit if I cancel transaction given loan contingency was not removed?
It all depends on the contract, the deadlines outlined in the contract and the parties involved. The real estate agents can not release the earnest money until both parties sign the ca ... more
0 votes Share Flag Fri Apr 30, 2010 Home Buying in 90638
Joanna Jensen, Real Estate Pro in 94566
Joanna Jensen answered:
On a short sale where the bank requests the seller to sign an unsecured promissory note as a condition for approval and the seller refuses to sign.
Depending on the value of the home and the the equity in the 2nd loan..
for example, lets say the home is worth $400,000 with a first loan of $425,000. It doesnt make sense to sign a ... more
0 votes Share Flag Sun Mar 14, 2010 Foreclosure in 90638
Chris Jensen, Real Estate Pro in Pleasanton, CA
Chris Jensen answered:
My house is foreclosed and the second mortgage turn the loan over to the collection agency. Should I respond back to the collection agency? Both
Hi Worry,
You have a few different options. When did you receive the letter? Recently?
Procedure for COLLECTION accounts is that you should send them a Validation Verification re ... more
0 votes Share Flag Sun Mar 14, 2010 Foreclosure in La Mirada
David Alex W…, Real Estate Pro in Newport Beach, CA
David Alex Wright Team answered:
Is chino hills a good area?
Donna, chino Hills is a very nice area. The question I would ask you is how close to your work, family and areas of interest to you is Chino Hills? Getting from Chino Hills early in t ... more
0 votes Share Flag Sun Mar 14, 2010 Home Buying in La Mirada
David Luke, Real Estate Pro in West Los Angeles, CA
David Luke answered:
I rent a house in La Mirada, CA 90638. The address is 14808 Fairvilla Drive. How can I find out if this house?
Hi Nieses,

As far as I can tell there has been no Notice of Default filed against this property and it's not available for sale.

Take care,

David
(213) 598-5224
David@David ... more
0 votes Share Flag Tue May 12, 2009 Home Buying in La Mirada
Cindi Hagley, Real Estate Pro in San Ramon, CA
Cindi Hagley answered:
I have found a foreclosed property. It is owned by Federal Home Loan Mort Corp. what is my next step?
Find a local Realtor to represent you and make an offer on the home. Good luck!
0 votes Share Flag Thu Apr 9, 2009 Foreclosure in 90638
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
In relocating to another state, how far in advance should I get pre-qualified for a home?
The key is that to qualify for a loan, you'll need to be able to qualify AT THE TIME YOU BUY. So having continuity in employment is essential. I would focus on lining up your next job ... more
0 votes Share Flag Mon Nov 17, 2008 Home Buying in 90638
Jeremy Lehman, Real Estate Pro in Garden Grove, CA
Jeremy Lehman answered:
Is their such thing as govenment assistance for people who are about to face forclosure on their home?
Hi Nancy,

I second Cindi's advice. As Keith said, there are legitimate companies out there, but you should always try to deal with your bank first. It is in your bank's best interest ... more
0 votes Share Flag Mon Sep 8, 2008 Foreclosure in 90638
Charita King…, Real Estate Pro in Downey, CA
Charita King - Short Sale Specialist answered:
Seller says he will shoulder $10k of closing costs. The GFE from our lender shows "closing" cost of $12k,
If you had an agreement that only 10k to be paid by the sellers, that will only be the cost that he or she is required to pay. I believe the additional 2k is your pre-paid loan interest ... more
0 votes Share Flag Sun May 18, 2008 Home Buying in 90638
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