Score wise while not great there are lenders who could possibly approve you. I work with lenders that can go as low as 580 but those loans are very difficult and tend to not work out.
A lender would have to look at your entire profile to see if you qualify. Just knowing your income does not help because we need to look at your other debts like credit cards and car payments if they apply. Find a lender who can work with your potential credit score and from there you can let them look at your entire credit profile including obligations to see what you may qualify for.
Also take the time to make sure your credit is moving in the right direction. Hope this helps.
Don Groff | REALTORÂ® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | firstname.lastname@example.org
websites: www.AustinListed.com | www.360LendingGroup.com... more