78640 : Advice

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Danielle Nic…, Real Estate Pro in 63017
Danielle Nicholl answered:
If a Realtor sent you a letter saying someone contacted him because they are interested in buying your home. How do you go about handling this?
Many Realtors will have buyers wanting to live in a specific area, but sadly there are many who use this a way to get their foot in the door. Feel free to ask them for proof of the buye ... more
0 votes Share Flag Sun Feb 22, 2015 Home Selling in 78640
James Payne, Real Estate Pro in 30189
James Payne answered:
Hello my wife and I are looking for home in Bunton Creek Village or Plum Creek Kyle, TX. Any advice in ways to rebuild are credit???
The best way is to pay your bills on time every month and make sure you have no negative public records. You can pull your credit from the annual credit report site and see what is on ... more
0 votes Share Flag Wed Jan 7, 2015 Home Buying in 78640
Cindy Mendoza, Real Estate Pro in 78741
Cindy Mendoza answered:
Do they still offer FHA loans, if so what bank would be best to get a Pre-Approved home loan? Is there any tighter restrictions on FHA loans now?
Hi Tina or anyone else asking this question,

I highly recommend that all my clients stay away from banks, I would recommend that you contact a Mortgage Broker or Mortgage Banker inst ... more
0 votes Share Flag Mon Nov 3, 2014 Home Buying in 78640
Cindy Mendoza, Real Estate Pro in 78741
Cindy Mendoza answered:
We are wanting to build our first home in Plum Creek in Kyle, TX I am looking for advice on how to quickly rebuild my credit to qualify for a loan.
Hi Samantha,

There is a lender I work very closely with and they can fix your credit in 3 months and tell you exactly what debt you have to pay off or how much of it and then they bu ... more
0 votes Share Flag Sun Nov 2, 2014 Home Buying in 78640
Frank W. Cot…, Real Estate Pro in Buda, TX
Frank W. Cotter answered:
is Kyle area still available to get a FDA home loan?
Ends in Sept and takes most mortgage companies 6 weeks to do the paperwork.
0 votes Share Flag Mon Jul 8, 2013 Financing in 78640
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am buying a home from someone who owns the home but is paying on the property....i make one payment to her
Com' on!
This is FIVE YEARS OLD!!!!!!

Why resurect it?
1 vote Share Flag Fri Jun 14, 2013 Home Buying in 78640
S. Tony Pach…, Home Buyer in Austin, TX
S. Tony Pacheco answered:
according to some websites the "value" of some of these homes are $15,000 less than the price. . . why the big difference?
You should find five comparable home in the neighborhood and average
the price of the home to get a general idea where on the scale this home should fall. This does not take into acco ... more
0 votes Share Flag Fri Jun 14, 2013 Home Buying in 78640
Krishna Perk…, Real Estate Pro in San Antonio, TX
Krishna Perkins answered:
We belong to low income group but with good credit scoore.once we are rejected for a home loan becoz of insufficient funds but stil want to buy a hous
Check out naca.com if they serve your area they do not have income limits. it's been a while since I've been to a meeting there but you may or may not need to have a certain amount of r ... more
0 votes Share Flag Sun Jun 2, 2013 Home Buying in 78640
Patricia McC…, Real Estate Pro in 75218
Patricia McCrite answered:
What would be the step by step process when someone wants to buy your home? I would like to see what we would qualify on another home loan.
An alternative to what others have answered is, consult with your bank that you have a mortgage with. Ask what your payoff is today thru maybe 30 days out. Call 3 area realtors and ask ... more
0 votes Share Flag Fri Apr 5, 2013 Home Selling in 78640
Brian Cooke, Real Estate Pro in Kyle, TX
Brian Cooke answered:
my question is regaurding 138 quail ridge dr can you assist me with that
Nancy - I will be happy to help you. Feel free to call me at your earliest convenience. 512-569-9531

Brian Cooke
EXIT. Realty
0 votes Share Flag Wed Nov 21, 2012 Home Buying in 78640
Brian Cooke, Real Estate Pro in Kyle, TX
Brian Cooke answered:
Seems like there are alot of house for sales in Plum Creek. How is the area? Why the high turn over in owners?
Plum Creek is the type of subdivision you either love or don't. The homes have white picket fences so there is not much privacy, a lot of the yards are small and visitor parking can be ... more
0 votes Share Flag Mon Jun 18, 2012 In My Neighborhood in 78640
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
can we make an offer on a house if we ouselves have a contingent offer on our house?
As Tracy points out all contingencies are not the same. If the contract on your existing home is just while the buyer gets financed that is technically a contingency contract. If howev ... more
0 votes Share Flag Wed Feb 29, 2012 Home Buying in 78640
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
If your lender told you that you don't qualify for an FHA loan. Could you have that option to find another lender even though they already?
There isn't a minimum score for FHA mortgages. The lender puts on overlay of requirements over the FHA guidelines. Many lenders go down to 520 for a FHA mortgage. All depends upon ... more
0 votes Share Flag Sun Jun 12, 2011 Home Buying in 78640
Darrell Self, Real Estate Pro in Allen, TX
Darrell Self answered:
What percentage or pay does a Realtor once it's sold a home less than $10000.00? Or what if the home doesn't sell at the asking price you
The short aswer is there is no set commission rate. That depends upon what the seller agreed to pay the Realtor at the time the home was listed for sale. The buyer does not pay the Real ... more
0 votes Share Flag Tue Mar 8, 2011 Home Selling in 78640
Joshua A. Le…, Real Estate Pro in Saint Petersburg, FL
Joshua A. Lerette answered:
If you bought a home for $82600.00 at 6.15% what would your payments be?
Hello Tina,

Why 6.125%? As someone has already stated, that seems a little high for todays market. How much money are you putting down? Are you utilizing a loan officer or are you do ... more
0 votes Share Flag Mon Mar 7, 2011 Financing in 78640
Judy Carey, Real Estate Pro in Wimberley, TX
Judy Carey answered:
I am buying a home and I got info about this house located at 312 Mary Cove from my best friend's mom, she lives there, but I am kind of
Good morning Maria,

Likewise I went on Austin MLS to see what was going on there and did not see too many unusual activities. The records shown that on 8/3/2006 the property was sold ... more
0 votes Share Flag Wed Feb 16, 2011 In My Neighborhood in 78640
Lori Huey, Real Estate Pro in 78610
Lori Huey answered:
kyle texas
If your curious about a subdivision crime stats the police department can provide crime stats for a specific period.

Kyle Police Department contact number-512-268-3232.
website-htt ... more
0 votes Share Flag Thu Feb 18, 2010 Crime & Safety in 78640
Guy Gimenez…, Real Estate Pro in 78704
Guy Gimenez ABR, CRS, GRI answered:
I'd like to get my house listed on Trulia. Do I have to list with an agent to do it?
Note that some companies will offer to add your FSBO information to their site at no cost to you. Most especially companies from outside of your town or even outside of your state will ... more
0 votes Share Flag Wed May 21, 2008 Using Trulia in 78640
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