Kilgore : Advice

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xerandin, Home Buyer in Longview, TX
xerandin answered:
If you are considered a bad risk at 4% or 5% interest, how can a lender consider you a good risk at 10% interest?
You're absolutely right. If the buyer is high risk (presumably perceived as unable to afford the home) at 5%, then their risk goes UP at 10%, given that the additional interest will cra ... more
0 votes Share Flag Thu Feb 6, 2014 Home Buying in Kilgore
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence 727.420.4041 answered:
Why are agents so lazy that they only have one photo? Don't why want to sell this house? I WILL NOT call an agent just because they are to lazy .
The purpose for the one photo is to insure YOU do not call. The person who will call knows the community, the area values and how those values relate to the listed price. The buyer the ... more
0 votes Share Flag Mon Feb 3, 2014 Home Buying in Kilgore
Nursetanya09, Home Buyer in Kilgore, TX
Nursetanya09 created a review:
Fabulous Family Community Rich in history, Kilgore is a small town with a big town heart. Unlike other small towns that seem to become stagnant, Kilgore continues to grow and advance, while…
0 votes Share Flag Tue Nov 12, 2013 In My Neighborhood
Joe Stone -…, Real Estate Pro in Arlington, TX
Joe Stone - Realtor (R) answered:
Can I sue a real estate company for a house that was on the market that turns out to be unsaleable ?
Trulia would be smart to make threads automatically lock after a month or two of no activity. Oh well maybe someday...
0 votes Share Flag Sat Jun 22, 2013 Home Buying in 75662…, Real Estate Pro in Dallas, TX Dallas Realtor answered:
Where does Trulia get these listings?
Horrible issue is many can waste their time surfing for properties not accurate info. therefore should be disclaimers where Trulia receives their info.

Recommend for anyone search ... more
0 votes Share Flag Thu Feb 21, 2013 Home Buying in Kilgore
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
are there real estate agents that work with a home buyer with poor credit rating in an effort to get the rating higher?
Hello Monica,
I suggest that you speak with a mortgage lender or Broker regarding your credit rating. They can advise you best on how to raise your scores.

Here is a link from t ... more
0 votes Share Flag Sun Aug 26, 2012 Home Buying in Kilgore
James Deskins, Real Estate Pro in Worthington Woods, C...
James Deskins answered:
Can I sue a real estate company for a house that was on the market that turns out to be unsaleable ?
Of course you can sue, this is America.
0 votes Share Flag Thu Apr 26, 2012 Home Buying in 75662
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
what is hazard insurance? Is this same as homeowners?
Ron covered it well. In addition to fire & theft that homeowners cover you may also consider flood or earthquake coverage. These are generally not covered by the general h ... more
0 votes Share Flag Tue Jul 19, 2011 Home Insurance in Kilgore
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Yes, your score of 582 should work! The lowest credit scores lenders like myself are able to do, is a score of 580. Since your scores are above 580, then you should have a chance when i ... more
0 votes Share Flag Sat May 14, 2011 Home Buying in 75662
Voices Member,  in
Voices Member answered:
Buying a manufactured home here in Texas. I own 7 acres of land plus tiny 50 yo house. Appraised at 31,000.00. will I need to pay 10% down plus land?
It appears that your buying a new manufactured home off the lot. Manufactured homes are hard to obtain financing right now. There are only a handful of banks that will lend on the hom ... more
0 votes Share Flag Wed Mar 9, 2011 Home Buying in Kilgore
Voices Member,  in
Voices Member answered:
when buying a manufactured home, can you get a better interest rate thru a bank as opposed to the manufactured homes mortgage company?
Yes you can on pre-existing. You can go to a traditional bank and obtain a FHA loan with typically a 640 credit score, 3.5% DN, and around a 5% interest rate. A FHA loan will require ... more
0 votes Share Flag Wed Mar 9, 2011 Home Buying in Kilgore
Linda Melton, Real Estate Pro in Kilgore, TX
Linda Melton answered:
where can i find a listing of rent houses in kilgore,tx?
You might try the Chamber of Commerce or call the local Real Estate Agents in the area.
0 votes Share Flag Wed Jan 19, 2011 Tech Tips in 75662
Gui, Other/Just Looking in Washington
Gui answered:
If you are a senior and looking for a low income housing program, the U.S. Department of Housing and Urban Development (HUD) will provide homes for low-income seniors.The Supportive H ... more
0 votes Share Flag Mon Aug 18, 2008 Agent2Agent in Kilgore
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