Credit Score in Kentucky : Real Estate Advice

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Jaafarlendin…, Home Buyer in New York, NY
Jaafarlending44 answered:
FHA Loan With Low Credit Score in Kentucky?
Looking for 24 hours Cash Loan, Business Loan, Payday Loan, Small Business Loan, Personal Loan, Mortgage / Home Equity, Hard Money

Loan and so on?

Website: http://jaafarlending ... more
0 votes Share Flag Wed Mar 30, 2016 Credit Score in Kentucky
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
Hi, I'm Jennifer from Lancaster, Ky. My question is: I have a 635 Equifax Score and a 563 Tran Score not sure why they vary so much.. Nothing on
Credit: Most lenders want a 640 credit score, however there are some lenders now doing FHA loans down to a 580 score with no bankruptcies in the last 2 years and no foreclosures in the ... more
0 votes Share Flag Thu Nov 19, 2015 Credit Score in Stanford
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
Maybe our many great lenders in our market can help our buyers on Trulia. What three things can a "buyer" do BEFORE coming to see you?
The following is a list of documents that may be required to process your mortgage loan:

One full month’s worth of pay stubs
Last 2 years W-2?s
Last 2 years tax returns
Last ... more
0 votes Share Flag Sat Feb 14, 2015 Credit Score in Louisville
Darren Sessom, Real Estate Pro in McKinney, TX
Darren Sessom answered:
have a low credit score 578 want a home loan for $68,000 do you know who ca help
I can help you!

Let's talk for a few minutes to determine what steps need to be taken.

Darren Sessom
CCRS
972.984.5110
d.sessom@rmcn.com
http://repairmycreditnow.com/DarrenSes ... more
0 votes Share Flag Mon May 5, 2014 Credit Score in 42262
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
Need help! Mortgage loan for a 586 FICO score
As a rule of thumb, however, a credit score below 640 will make buying a home very difficult. A FICO score below 640 is considered sub-prime. In the past there were mortgage companies t ... more
0 votes Share Flag Wed Jan 8, 2014 Credit Score in Stanford
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
We're paying on a loan and its in good standing but it's on my credit report twice will that lower our score?
It will not hurt your scores. The fico algorithms pick this up in their scoring model, so no worries.

Thanks and good luck on your financing of your new home

Joel Lobb
Senior ... more
0 votes Share Flag Tue Jan 7, 2014 Credit Score in Mount Sterling
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
I live in Kentucky and want to build a house in Kentucky, is there financing for someone like me. I own my land clear deed.
Your best bet for a construction loan is a local bank.

Good Luck Nanette.

Joel Lobb
Senior Loan Officer
(NMLS#57916)

American Mortgage Solutions, Inc.
800 Stone Creek Pkw ... more
0 votes Share Flag Tue Jan 7, 2014 Credit Score in Kentucky
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
Are there still subprime lenders who will extend credit for home loans to people with a credit score of 590?
Most lenders nowadays require a 640 mid score.

Joel Lobb
Senior Loan Officer
(NMLS#57916)

American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 4022 ... more
0 votes Share Flag Tue Jan 7, 2014 Credit Score in Kentucky
Michael Abra…, Real Estate Pro in Deerfield, IL
Michael Abramsky answered:
I just filed bankruptcy and I am working on my credit. What areas should I concentrate on?
Michelle,

David hit the nail on the head. Make sure that you check your credit reports approximately 45-60 days after your bankruptcy has discharged. You will want to go over your cr ... more
0 votes Share Flag Fri Aug 9, 2013 Credit Score in Louisville
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
my credit score is 590 can i get a home loan
Good afternoon Charlotte,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the ... more
0 votes Share Flag Wed Jul 10, 2013 Credit Score in Kentucky
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
I sold my house and my credit dropped 100 points. Not a short sale or foreclosure. I wanted to buy another house, but now I don't qualify.
I would try and open some new debt immediately. A credit card or two would be fine and pay on it for about 3-6 months and keep the balance low in relation to your credit limits.

Joe ... more
0 votes Share Flag Fri Jul 5, 2013 Credit Score in 40245
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
i would like to buy a house i dont know if im approve?
You can start by checking your credit report and score. you can visit www.myfreeannualcreditreport or www.karma.com to get a free report, review it and dispute any discrepances with th ... more
0 votes Share Flag Thu Sep 27, 2012 Credit Score in 40214
Michael Maho…, Real Estate Pro in Norfolk, MA
Michael Mahoney answered:
if you pay debits off credit report will it make your credit score go up?
www.MMahoney.com | Your Boston Realtor | 617.980.9025
I wanted to take a moment today and go over the items which will affect your credit score.
The best thing you can do is pay your ... more
0 votes Share Flag Thu Sep 8, 2011 Credit Score in Kentucky
Monir Mamoun, Real Estate Pro in Denville, NJ
Monir Mamoun answered:
do u have to have at least a credit score of 650 to get the $8,000 tax credit?
Nope, no specific score was necessary for this one.

If you want credit tips visit my blog, Top 10 Credit Myths. Good luck Jamien!
0 votes Share Flag Sun Oct 3, 2010 Credit Score in New Haven
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