Financing in Kennesaw : Advice

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Terrie Cummi…, Real Estate Pro in 30144
Terrie Cummings answered:
As a contractor (W-2) can I qualify for a mortgage?
Yes, there are ways that you can qualify for a mortgage. We have a lender that helps people that are 1099 as well as W2 contractors. We will be happy to put you in touch with her.
... more
0 votes Share Flag Tue Oct 14, 2014 Financing in 30144
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Looking for a non-conforming or private lender in GA for owner occupied property. Short Sale 18 months ago and IRS installment agreement.
IRS liens automatically subordinate to purchase money mortgages, there is no reason to get a subordination agreement and the IRS will never provide one either. Refinances are a differe ... more
0 votes Share Flag Tue Mar 4, 2014 Financing in 30152
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Does anyone know, what lender is allowing a Gift of Equity for a Second Home?
Hi Marco,
A Gift of Equity for a Second Home is often allowed on a Conventional mortgage. The Seller would need to be related to the Buyer.

If you are looking to purchase a propert ... more
0 votes Share Flag Mon Mar 3, 2014 Financing in 30152
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
Has anyone dealt with a Loan Assumption in Georgia? Would you be kind to give me your insights? And what lenders are allowing this in Cobb County?
Marco, A lot of lenders will based on the type of loan. Fha is usually assumable, but they are qualifying.
0 votes Share Flag Sun Feb 16, 2014 Financing in 30152
California M…, Other/Just Looking in San Andreas, CA
California Market answered:
Can I get a mortgage if I have two jobs that are PRN status or will I need a cosignor or a full time job?
Yes, you can. You just need to have your income taxes analyzed in detail, and also have the companies ready to verify (or extend letter of employment). It seems an FHA type of loan, wil ... more
0 votes Share Flag Sat Feb 1, 2014 Financing in 30152
Marc D'Angelo…, Real Estate Pro in Roswell, GA
Marc D'Angelo - Lender answered:
Just moved to Georgia. Started a new job last week. Do I have to wait before I purchase a house..?
Absolutely Not. I have been lending here in your area which is where I also reside for over 15 years and we offer several programs for people just like yourself. I have a team of experi ... more
0 votes Share Flag Wed Jan 15, 2014 Financing in 30144
Jim Clemente, Real Estate Pro in Cumming, GA
Jim Clemente answered:
I am looking to get more information about NO PMI loan options in the Kennesaw, Georgia area without 20% down with excellency credit.
Dannie,
Another way to go is to look at homes that qualify for Home Path Loan. These are foreclosed homes held by Fannie Mae. These homes qualify for 3 percent down with no appraisal a ... more
0 votes Share Flag Mon Dec 2, 2013 Financing in 30152
Randa Tyler, Real Estate Pro in Kennesaw, GA
Randa Tyler answered:
I am looking for a Hard Mondy Lender lending 65% ARV in Marietta,GA area.
I do know of a hard money lender. Shoot me an email if you would like his contact info.

RandaTyler@gmail.com
0 votes Share Flag Tue Jul 2, 2013 Financing in 30160
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
how doi get financing?
If you are looking for financing to buy a home you will need to apply for a loan with a loan officer. If you would like some names and numbers for loan officers you can check on the pr ... more
0 votes Share Flag Sun Feb 17, 2013 Financing in Kennesaw
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
Looking to buy my first house soon, any professionals can assist?
It is good you are jumping on this now. Prices have been trending upward for several months now and looks like rates are on the rise again too. The higher the rate goes the lower the ... more
0 votes Share Flag Sun Feb 17, 2013 Financing in Kennesaw
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
Are there any mortgage brokers on in the Kennesaw, Ga area who work with Michigan mutual mortgage? I am need of a mortgage broker and not a direct
I can understand the frustration of getting pre approved by a lender that is only licensed in certain states. Having to start from scratch is not fun. However, there is a reason why Mic ... more
0 votes Share Flag Mon Oct 1, 2012 Financing in Kennesaw
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
1st time home buyer wondering if I have to have 2 years of consecutive income to qualify for a ~50k mortgage.
All loan programs today require a verified continuous 24 month employment history in the same line of work. There are only a very few of exceptions to that rule. Those exceptions are ... more
0 votes Share Flag Mon Aug 13, 2012 Financing in Kennesaw
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