I don't believe the bank will care either however your insurance company will and while you may not want to pay a bit more for your insurance you may want to protect yourself against liability, loss, etc.... more
I have never heard about specific website for Brookside residents but it sounds like a good idea. I live in the heart of Brookside so if there is any information you need about a particular neighborhood or area I would be glad to share with you what I know or find out the answers to any questions you may have.
I would say if you can refi out of an interest only ARM and in to a 30 year fixed with the same monthly payment DO IT now before rates go up. You'll need to split up your loan to a 1st and 2nd to get the best rates, since your current loan amount would put you in jumbo rates.... more