Home Buying in Joshua : Real Estate Advice

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gscottshaw, Other/Just Looking in Joshua, TX
gscottshaw answered:
We would like to buy a house in either Joshua or Godley, Texas. My credit score is 511 and my wife's is 575. We both clear $6000 a month.
have a mobile home in Joshua on 2.1 acres. with an Fha assumable mortgage. payment with property taxes and home owners insurance is $662.00. It needs some work paint, carpet etc. If in ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in Joshua
Robert Hanson, Real Estate Pro in Olney, MD
Robert Hanson answered:
is it possible to buy another home if i already have one but has a mortgage with a cosigner?
Definitely possible, we do it all the time. You have to meet the qualifications and if you can prove that you aren't making the payments on the co-signed loan I can often not count it t ... more
0 votes Share Flag Tue Jan 14, 2014 Home Buying in Joshua
Tom Burris, Real Estate Pro in Baton Rouge, LA
Tom Burris answered:
My husband and I are looking to buy our first home, we have about 12,000 saved, but have credit issues.
Scores are way too low....

But I would be willing to guide you if you want.
DallasLoanGuy dot com is my site... There is a free e-book about credit there.

Call me if you want a ... more
0 votes Share Flag Fri Dec 27, 2013 Home Buying in Joshua
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Is it possible to purchase a home with 5% down and have "new credit"?
There are lenders like myself that are able to give out loans to individuals who do not have much credit history. In the event a borrower does not have sufficient credit on their credit ... more
0 votes Share Flag Thu Oct 24, 2013 Home Buying in Joshua
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
I own a house that i have placed on a lease since last september, is there a way i can get a loan for a mortgage of 30k?
Confer with a lender. However most mortgage companies prefer to lend money if it is your primary residence. You might have to cease your lease listing till you can secure a new mortga ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in Joshua
Jen and Mark…, Real Estate Pro in Holmes Beach, FL
Jen and Mark Bowman answered:
I am a first time buyer ..have 481 credit score could I qualify with a co signer or get someone with great credit to get the house I want for me
Hi Jessica,
You've got to work on getting your credit in order before buying. A co signer cannot help in your situation because you would still be on the loan. Don't be willing to do ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Joshua
Jen and Mark…, Real Estate Pro in Holmes Beach, FL
Jen and Mark Bowman answered:
how can i qualify for a 25k home with low credit and no cosigner?
Paying cash is the way to go if you don't have good credit. I don't know of any lenders that will lend $25K on the purchase of a house. The amount is too low and the fees for doing th ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Joshua
Karenshouse, Home Owner in Joshua, TX
Karenshouse answered:
I don't have money for a down and I do not qualify for 0 down. I have a small rental property in IN. In TX, I rent an apartment. Any suggestions?
Look into USDA loans. I live in Joshua and qualified for it. It's 0 down. Most people qualify for it that don't for anything else.
0 votes Share Flag Mon Feb 11, 2013 Home Buying in Joshua
Jami Shelton, Real Estate Pro in Burleson, TX
Jami Shelton answered:
Buying from builder in subdiv. Do I need a realtor? Why? What will they do that I couldn't? Cost? Who pays?
Wow! Katrina has it right! When you deal with a salesperson for a builder in a subdivision without a Realtor, the salesperson's job is to represent the builder...in other words, to get ... more
0 votes Share Flag Mon Sep 17, 2012 Home Buying in Joshua
Shanda Rose, Home Buyer in Joshua, TX
Shanda Rose answered:
I need help finding a home, details below, please please help, the house i am stuck in is not safe for my dogs and we need to move asap
i am in the southern dfw texas area, the only other state i am considering so far is colorado. plus that house (425 Tarboro street) is up for sale for 16000, why would i pay 20000 for i ... more
0 votes Share Flag Mon Jul 9, 2012 Home Buying in Joshua
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