Home Buying in Joliet : Advice

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Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
Trying to find a way to purchase a home through an investor, private owner or rent to own in the Plainfield, IL area. I'm paid cash and do
Be extremely careful as I can assure you rent or lease to own is more often than not a sure fire way to get taken advantage of. See the article I've linked below. There are certainly ha ... more
0 votes Share Flag Sun Mar 1, 2015 Home Buying in 60431
Eric, Home Buyer in Joliet, IL
Eric asked:
How shady is this practice? I saw a bank-owned home listing that came up for one day last month. The listing on Realtor.com showed it as "active" but the listing agent put a note in the description that there was…
0 votes Share Flag Fri Mar 28, 2014 Home Buying in Joliet
Gene Mundt, Real Estate Pro in 60451
Gene Mundt answered:
Any banks offering construction to perm. Loans in the Chicago land area? If so what are the requirements, other programs available?
Splicer12: Again, the best way to get specific answers is to hold a full conversation. I have options available, but we would need to talk about specific scenarios to give you options ... more
0 votes Share Flag Tue Mar 11, 2014 Home Buying in Joliet
Ashley Pimen…, Real Estate Pro in Illinois
Ashley Pimentel answered:
my husband and I looking for a home loan he has a foreclose on his credit from 2008 and my debt to income ratio is high we have a 620 score 90,000yr
The foreclosure shouldn't impact your ability to be pre-approved, the high DTI ratio might. The only way to know for sure is to get a professional assessment which would look at your in ... more
0 votes Share Flag Wed Feb 5, 2014 Home Buying in Joliet
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
me and wife have been renting our home four 3years and my landlord is willing to sell us the house but our credit isn't to good. what r our?
Hi Troy:

I am a local mortgage broker and would be happy to help you get pre-qualified for this home or any other one you may be interested in. We work with over 30 lenders to help ... more
0 votes Share Flag Tue Nov 26, 2013 Home Buying in Joliet
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
my score on Equifax is 599 612on karma I need a house already im first time same job 5yrs making 60k what can I do already
There are lenders like myself that are able to accept scores as low as 580. So if your scores are above that, then you will have a better chance. It is also important to realize that yo ... more
0 votes Share Flag Tue Nov 26, 2013 Home Buying in Joliet
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
me and wife have been renting our home four 3years and my landlord is willing to sell us the house but our credit isn't to good. what r our?
Depending on the status of your credit and timing, there are several options.

Please feel free to contact me for information. I have done this scenario several times with other bu ... more
0 votes Share Flag Mon Nov 11, 2013 Home Buying in Joliet
Gene Mundt, Real Estate Pro in 60451
Gene Mundt answered:
I am having mixed emotions on house purchasing. Is there any realtor in Joliet who can meet/greet and help?
ita2331: I know and have worked with many of the real estate professionals in the Joliet area for well over 30 years now. I'd be happy to recommend professionals that would be able to ... more
0 votes Share Flag Sat Nov 9, 2013 Home Buying in Joliet
Ashley Pimen…, Real Estate Pro in Illinois
Ashley Pimentel answered:
Need help looking for a 2 bedroom house and 1 bathroom first time buyer need alot of help as soon as possible
Carmisha,

Let me know if you need help getting pre-approved for a loan. Our company works with over 40 different lenders, so we have a better chance of finding the right loan to fit ... more
0 votes Share Flag Sat Nov 9, 2013 Home Buying in Joliet
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
Can you stream line a line of equity off your paid off condo to purchase a new condo before selling the the current property ?
I'm not quite sure what your are asking. If you would like to call or email me directly, I would be happy to try and help you.

Best regards,

Patty Harrison
Smart Mortgage Center ... more
0 votes Share Flag Fri Oct 18, 2013 Home Buying in 60436
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Is there still such a thing as an FHA loan? What if your credit is really bad? Should you give up on owning a home?
Yes, FHA loan are a common and popular loan for many borrowers. But it's hard to answer this question because what exact credit score do you have? I can't tell what you mean by "really ... more
0 votes Share Flag Mon Sep 9, 2013 Home Buying in Joliet
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
If I forclose or short sale my home that is in my name only, but deed in husbands and mine, can he purchase a home using his credit and income? H
I have seen this done before, but it also depends on if his name is on the mortgage. If not, it is possible. His credit and income would be the sole qualification and your income woul ... more
0 votes Share Flag Tue Jul 16, 2013 Home Buying in 60404
Bryan Kaspri…, Real Estate Pro in Joliet, IL
Bryan Kasprisin answered:
looking for forcloser homes under 100 thousand 3 plus bedrooms fireplace basement big yard quiet are outside of Joliet if possible.
Hi lisa. Lots options out there. I will send you some today. Would love to help you in anyway that I can.
0 votes Share Flag Wed May 29, 2013 Home Buying in Joliet
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
How do i know which houses are qualify for a USDA loan?
We are USDA loan specialists. Give me a call. My wife and I are actually doing a USDA purchase loan in the Clublands subdivision in Plainfield right now.

Sean Cochran
Quality Mortga ... more
0 votes Share Flag Fri May 17, 2013 Home Buying in Joliet
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
How big is the master bedroom?
You can contact the listing agent who will be able to help you learn more about that specific property (and probably will know a lot about similar properties in the area). To find an ag ... more
0 votes Share Flag Tue Apr 23, 2013 Home Buying in Brighton Lakes
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
i would like to advertise my house on your web site i really enjoy your site in looking for properties through your site l please call 815-207-1088
If you are a for sale by owner the post is not allowed, you can however try blogging about the property; if and when you do list with an agent, he/she can post it for you, ask; or consi ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in 60404
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
Illinois smart move mortgage question
Hi Rachel,

I'm not sure if you ever got an answer to this question but give me a call when you get an opportunity. I would be happy to discuss all financing options with you.

Sean ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in Joliet
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
Raynor Park Joliet Illinois New Subdivision 19homes@@@!!!
Hi Vicky,

I was going to answer this question but there really isn't a question here. Let me know if you need some help.

Sean Cochran
Quality Mortgage Lending
630-330-2229
0 votes Share Flag Thu Jan 10, 2013 Home Buying in Joliet
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
My husband and i have bk discharged 2yrs(in Jan 2013) and a short sale 16months ago we would like to buy a home is that possible?
FHA is 36 months past that foreclosure. This is even if it was included in the BK.
0 votes Share Flag Wed Dec 26, 2012 Home Buying in Joliet
EdithJasser…, Real Estate Pro in 60093
EdithJasser YourRealtor4Life answered:
Somebody knows if I can made an extension in a house in south cucumberland subdivision in Joliet, il,
It is usually the Building Inspector and building department of each particular town that has its own rules for what is allowed and how much building up or out....They usually do requir ... more
0 votes Share Flag Wed Nov 7, 2012 Home Buying in Joliet
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