Financing in Jersey City : Advice

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Arvin Sahaki…, Real Estate Pro in Glendale, CA
Arvin Sahakian answered:
What are the disadvantages on an FHA loan?
Hi Tyler,

Great Question.

The following are some of the Disadvantages of FHA Loans:

Mortgage Insurance

Every FHA loan requires an upfront mortgage insurance payment equal to ... more
0 votes Share Flag Fri Jul 24, 2015 Financing in Jersey City
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
I need a subprime mortgage refinance lender in ca.with no income or credit check
Steve,
Even in the height of the mortgage craziness this option didn't exist. Credit is always checked and stated income was dependent upon having decent credit. I was a licensed le ... more
0 votes Share Flag Tue Apr 21, 2015 Financing in Jersey City
x,  in 10021
x answered:
i only have between 10,000 and 15,000 can i get a house for about 150,000 to 200,000
Mckeetroman,
I'm in Manhattan, but I could meet you at a local branch of Chase in Jersey City to help you put together this loan. You could certainly make this happen if your cred ... more
0 votes Share Flag Sat Aug 3, 2013 Financing in 07305
Diane Maxon, Real Estate Pro in Jersey City, NJ
Diane Maxon answered:
Home mortgage documents
Hi Chandra - You should contact your attorney for information about how to deal with this.
0 votes Share Flag Tue Jun 25, 2013 Financing in Jersey City
Camille A. M…, Real Estate Pro in Bayville, NJ
Camille A. Marotta answered:
Is there any 203K mortgage officer in Jersey City?? (exclude Wells Fargo and other private lenders). Must be a local agent. Thank You, Pankit
Pankit

I am in Jersey City area three times a week. I have 30 years of experience with 203K and construction lending. I would be happy to help you.

Camille Marotta
Branch Manag ... more
0 votes Share Flag Wed Jun 19, 2013 Financing in Jersey City
Ronaldmtrulia, Both Buyer and Seller in United Neighbors Tog...
Ronaldmtrulia answered:
GFE: GOOD or BAD? Loan 309,375.00 rev mortgage 5.% Origination charge $6100.00 required services $10,399.35 Title services $3,045.00 Jen
Hello Jen


I can't understand what you say. I have a reverse mortgage . Its name is reverse mortgage lenders direct. They are very helpful. You can get any question by search


h ... more
3 votes Share Flag Mon Jun 3, 2013 Financing in 07306
Andrew Tisel…, Real Estate Pro in 07024
Andrew Tisellano, Broker/Assoc answered:
Looking for a commercial loan for 6 family in Jersey City (Bergen Lafayette area).
Contact Vince

Vince Micco
2nd Vice President/Director of Sales
NMLS #674950
Kearny Federal Savings Bank
120 Passaic Avenue
Fairfield, NJ 07004
Office: 973-439-3323
Fax: 973-43 ... more
0 votes Share Flag Wed May 29, 2013 Financing in Jersey City
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Can I process a Mortgage loan w/2 diff. lenders, then accept the one that approves the Loan first?
If it's an FHA loan, that's not going to work. The case number can only be assigned to one company. Even if it's not an FHA loan, you will run into issues doing this. In the time it tak ... more
0 votes Share Flag Sun Feb 24, 2013 Financing in Jersey City
Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
Does anyone know or have worked with anyone who has had a 203k FHA loan lender near the Detroit Area? If so can you please let me know. Thanks!
I offer 203K loans in MI. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business for 25 years. I am happy to answer your mortgage questions, 7 days a week ... more
0 votes Share Flag Sat Nov 17, 2012 Financing in 07306
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
ARM or Fixed Rate?
I've never heard of a loan that you could not make prepayments on. There are some loans that will impose a penalty if you prepay over a certain amount within a certain time period (suc ... more
1 vote Share Flag Fri Sep 21, 2012 Financing in 07302
denblagoi, Home Owner in Bronx, NY
denblagoi answered:
Looking for mortgage companies participating in harp which can refinance coop loan with pmi
I'm in the same boat but with Freddie Mac. Any updates?
0 votes Share Flag Mon Sep 17, 2012 Financing in Downtown - Van Vorst Park
Liberty Real…, Real Estate Pro in Hoboken, NJ
Liberty Realty LLC answered:
how much does homes in jersey city nj?
Prices vary depending on what you look for. We have a very extensive inventory on our website where you can also find listing agents numbers. We are the #1 Real Estate agency in Hudson ... more
0 votes Share Flag Wed Jul 18, 2012 Financing in Jersey City
Chad Barris, Real Estate Pro in New Jersey
Chad Barris answered:
In NJ can i get introuble if i the Landlord live in my basement on an 2 fam fha loan while i rent out the 2 apts
Its scenarios like this which is why our business is so much trouble. How could you ask such a question ? What do you think ? Its a 2 family home and you are you miliking the system so ... more
0 votes Share Flag Tue Sep 20, 2011 Financing in Jersey City
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
I qualify for Live Where You Work (5% assistance) in JC but I've been told FHA with 3.5% is better. Any idea why?
I work with a mortgage partner who is very, very familiar with both programs. I would be happy to introduce you if you'd like and you can discuss it with him. I do not do much wo ... more
0 votes Share Flag Tue Sep 20, 2011 Financing in Jersey City
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Is it better to go with a bank like Wells Fargo or a direct lender like Pinnacle Mortgage.?
You are welcome Pearlyn - yes for .125% in interest rate I would certainly stick to who has been giving you good service and who you are already approved with.
0 votes Share Flag Thu Jul 14, 2011 Financing in 07302
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
in new jersey what programs are available for 1st time home buyer w/o money down
Jersey City:
http://www.cityofjerseycity.com/hedc.aspx?id=5332 - Golden Neighborhoods Homeownership Program

Essex County:
http://www.hapec.org/buying.html

Various programs in N ... more
0 votes Share Flag Mon Jun 13, 2011 Financing in Jersey City
** Jeremy Gr…,  in 07748
** Jeremy Gryvatz ** answered:
Want to know if there are firms which provide international finaning for commerical real estate ?
Dear B,
Financing abroad is similar to financing in the states in that your credit history nad savings are goingto play a major role in whether or not financing will be available to yo ... more
0 votes Share Flag Tue Nov 9, 2010 Financing in Jersey City
Yanni raz, Real Estate Pro in Sherman Oaks, CA
Yanni raz answered:
can anyone recommend a hard money lender in NJ?
I think it will be easy for you get a hard money loan. I've looked at this website to find hard money lenders for my clients. look there maybe you can find a good hard money lender ... more
0 votes Share Flag Sun Jul 25, 2010 Financing in Jersey City
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