Credit Score in Jefferson County : Advice

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Amortgageadv…, Real Estate Pro in Los Angeles, CA
Are you searching for low credit home loans in order to purchase your next home? Having a low credit score can make the home purchase and financing process feel impossible for many home buyers. Fortunately… Read more
Blogged Wed Jun 25, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Amortgageadv…, Real Estate Pro in Los Angeles, CA
Building a brand new home is a great experience for most buyers. Picking your own colors, options, home style and neighborhood are among some of the biggest benefits. Reduced utility, repair and maintenance… Read more
Blogged Sun May 18, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Amortgageadv…, Real Estate Pro in Los Angeles, CA
Starting a business and operating a business take a great deal of effort and energy. Most business owners struggle to succeed. Making it even harder is the home loan process for self-employed borrowers… Read more
Blogged Sun May 11, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Amortgageadv…, Real Estate Pro in Los Angeles, CA
If you have been recently looking for a home loan in Louisville you may have experienced some challenges with the approval process. Having bad credit is a burden but it shouldn't keep you from owning a… Read more
Blogged Thu May 8, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Amortgageadv…, Real Estate Pro in Los Angeles, CA
FHA home loans and mortgages are a great solution for home buyers in Louisville and other Kentucky areas. If you have damaged credit or unestablished credit FHA home loans are an excellent home mortgage… Read more
Blogged Thu May 1, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Joel Lobb, Real Estate Pro in Louisville, KY
Louisville Ky Mortgage Lender FHA VA KHC Kentucky Mortgage: Louisville FHA and VA Home LoansLouisville FHA and VA Home LoansThe purpose of underwriting is to•determine a borrower's ability and willingness… Read more
Blogged Sun Dec 15, 2013 by Joel Lobb Home Buying Financing Credit Score
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Joel Lobb, Real Estate Pro in Louisville, KY
WHAT CREDIT SCORE DO YOU NEED FOR A LOUISVILLE< KENTUCKY MORTGAGE LOAN You Are More Than a Credit Score. However, you still need to understand what your score means.Why do credit scores matter for… Read more
Blogged Fri Nov 29, 2013 by Joel Lobb Financing Credit Score
Joel Lobb, Real Estate Pro in Louisville, KY
Kentucky FHA PMI Rates Changes 2013Effective April 1, 2013 these are the new Kentucky FHA PMI Rates. There are two kinds of Kentucky FHA PMI Insurance.  To calculate your FHA PMI Premium for a… Read more
Blogged Fri Nov 29, 2013 by Joel Lobb Home Buying Financing Credit Score
Joel Lobb, Real Estate Pro in Louisville, KY
FHA TEMPORARILY EASES GUIDANCE ON LOUISVILLE KY CONDO   APPROVALS FHA approved condos in KentuckyAccording to the changes, no more than 15% of the total units can be delinquent by 60 days or more… Read more
Blogged Fri Nov 29, 2013 by Joel Lobb Home Buying Financing Credit Score
Eddie Sexton, Real Estate Pro in Louisville, KY
Eddie Sexton answered:
Maybe our many great lenders in our market can help our buyers on Trulia. What three things can a "buyer" do BEFORE coming to see you?
Navigating the world of mortgage financing for many prospective borrowers can be intimidating. The best they can do to be ready is to have their information together before they contac ... more
0 votes Share Flag Tue Nov 26, 2013 Credit Score in Louisville
Joel Lobb, Real Estate Pro in Louisville, KY
who can buy a hud home in ky for $100 down?$100 HUD Home Program This Program allows people to take advantage of the Kentucky buyer‘s market, by purchasing a home owned byKentukcy  HUD with only… Read more
Blogged Sun Nov 24, 2013 by Joel Lobb Home Buying Financing Credit Score
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Joel Lobb, Real Estate Pro in Louisville, KY
-- Joel Lobb (NMLS#57916)Senior  Loan Officer502-905-3708 cellkentuckyloan@gmail.comhttp://www.mylouisvillekentuckymortgage.com/This web site is not the FHA, VA, USDA, HUD or any other government… Read more
Blogged Sat Nov 9, 2013 by Joel Lobb Home Buying Financing Credit Score
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Joel Lobb, Real Estate Pro in Louisville, KY
Federal Government shutdown and their effect on FHA, VA, USDA loans in KentuckyThis morning at 12:00am the Federal Government was shut down. The following is what we know, so far, about what the impact… Read more
Blogged Thu Oct 31, 2013 by Joel Lobb Home Buying Financing Credit Score
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Joel Lobb, Real Estate Pro in Louisville, KY
Kentucky USDA Loans | Rural Housing Loans Kentucky Zero Down Kentucky USDA Mortgage LoansKentucky Mortgage USDA Loan RequirementsWhat are the Kentucky USDA Mortgage Loan Requirements?To decide if you… Read more
Blogged Sun Oct 6, 2013 by Joel Lobb Home Buying Financing Credit Score
Joel Lobb, Real Estate Pro in Louisville, KY
Federal Government shutdown and their effect on FHA, VA, USDA loans in Kentucky  The following is what we know, so far, about what the impact will be to our loan production efforts. FHA- While… Read more
Blogged Tue Oct 1, 2013 by Joel Lobb Home Buying Financing Credit Score
Joel Lobb, Real Estate Pro in Louisville, KY
Kentucky FHA Loan Qualifying Summary…………………………………………………………………….… Read more
Blogged Mon Sep 16, 2013 by Joel Lobb Home Buying Financing Credit Score
Michael Abra…, Real Estate Pro in Chicago, IL
Michael Abramsky answered:
I just filed bankruptcy and I am working on my credit. What areas should I concentrate on?
Michelle,

David hit the nail on the head. Make sure that you check your credit reports approximately 45-60 days after your bankruptcy has discharged. You will want to go over your cr ... more
0 votes Share Flag Fri Aug 9, 2013 Credit Score in Louisville
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
I sold my house and my credit dropped 100 points. Not a short sale or foreclosure. I wanted to buy another house, but now I don't qualify.
I would try and open some new debt immediately. A credit card or two would be fine and pay on it for about 3-6 months and keep the balance low in relation to your credit limits.

Joe ... more
0 votes Share Flag Fri Jul 5, 2013 Credit Score in 40245
Joel Lobb, Real Estate Pro in Louisville, KY
Appraisal IssuesWe continue to see appraisal problems with HUD Handbooks and effective age. Water and Power must be on in order for the subject house to be properly inspected to determine if it meets the… Read more
Blogged Fri Jun 21, 2013 by Joel Lobb Home Buying Financing Credit Score
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