Real Estate Commission Rebates are not popular as the Brokerage community likes to keep you thinking you need a real estate agent to find a property. As technology evolves so does the popularity of commission rebates.
Finding a property is the easy part. Using an "EXPERIENCED" rebate broker is a great way to assure the process of the sale goes well. Note I say "EXPERIENCED" as a lot of agents try and use discounts to break into the business.
I've been offering an 80% commission rebate for over a year and so far so good. My buyers love it and I enjoy being able to close deals all over Florida.
Lis Pendens does not necessarily mean a property is in danger of foreclosure - i've had one filed against me by a shady investor who is trying to force me to sell him my recently inherited property - there are no mortgage payments owed on my house... more
I wrote this in response to someone from Texas suggested gutters were either too expensive or not necessary. I know state, cities and counties vary on their codes and enforcement, since that's the field I'm currently in. It just strikes me as kind of strange that areas that are known to have heavy rains when it does rain consider gutters to be an option, not a requirement. I'm from the Pacific Northwest in Oregon.
I live in Oregon which is known for having plenty of rain. I can't even imagine a home without gutters and downspouts. On new homes, a rain-drain system (usually 3" ABS Pipe) is required to take the water to the street. It's no wonder that Texas has so many flooded areas during heavy rains. It seems they haven't planned very well for the inevitable heavy rains that will fall and cause flooding from time to time. The ground can only absorb so much water before it reaches total saturation and then the water must go somewhere else. I think the recent flooding in many areas of Texas (April-May 2016) shows just how important controlling water runoff is for the entire area. Personally, I'd prefer that the "somewhere else" was not on my property or in my house destroying everything I own. I'll continue diverting all my rain water to the street, thank you very much.
Regarding the cost...it's probably expensive because it's not as common. In Oregon we have businesses dedicated to installing continuous gutters totally seamless. They are affordable and attractive and come in painted enamel (usually brown or white) or can be painted whatever color you like since they are primed and paint-ready. On new homes, as mentioned above, a rain drain system must be installed around the house during construction, which the gutters and downspouts will tie into to divert water from the home to the street where it belongs. A typical home will cost between $1200-$1500 to install, no where near 15k. Larger and multi-story homes or homes with cut up roof designs will of course cost more, as you would expect. From the time the truck rolls up to your home and they complete the installation is usually less than half day's work, sometimes only an hour or two. If you're paying 15k for gutters, even on a home with many bays, you're getting gouged. Without seeing the home it would be hard to estimate accurately, but I'd be surprised if an Oregon Gutter Contractor would charge more than 3k for even a home such as what you've described. Better shop around.
I should also clarify that the "rain drain system" required for new homes is not included in the estimates above; but if you're installing on an existing home they wouldn't be required, even in Oregon. We would just use splash blocks like you currently use in Texas while making sure all water is diverted far away from the house. It does little good to use gutters if the water isn't taken far enough from the house to alleviate water accumulation anywhere near the structure. Typical drainage slope is Usually a minimum of 2" drop in 10' out from the house, more would be better though. The use of gutters on even older homes however is a 99.99% kind of deal here. Even if they're exempt for any reason because of the age or location, people would most likely have new gutters installed anyway. I've seen many homes where the gutters were allowed to deteriorate or fall down over time, and the homes always shows signs of moss or rot as a result. If left that way for longer periods, you can expect structural issues to be the end result; I.E. settling or cracked foundations, water in the crawl space causing eventual dry rot to wood beams and posts, brickwork/masonry mortar crumbling and bricks coming loose, concrete driveways and walks shifting or breaking apart, etc. etc.
I am a Former New Home Builder and Current ICC Certified Residential Building Inspector in Oregon.
RC from Oregon... more
Freddie Mac has a program 1 year tax returns but credit score has to be high and you need enough income for the home you want call me at 904-566-2864 or email me I can explain to you guidelines I'm a realtor and I did mortgages back in 2008.... more
I have a mortgage broker that can do 2yrs and even 1 yr depends if you paid mortgage on time and did a short sale or stop paying and did a short sale. Call me I have a mortgage broker that did loans no one else could. 904-566-2864 or email me email@example.com... more
I just got a report concerning the home inspection in which I had for sale to the buyer. the inspector reported that the house had had fire damage in the attic. Not True. The rafters are black with charcoal buildup on them but they are very solid and I removed some of the charcoal and they are solid and they were when the house was built in 1948. this was common for old homes with wood burning heat and cooking heat only. what should I do, I don't feel I should ever sign a discloser saying I am aware of fire damage for this will effect my ever selling the house... more
My FICO's score jumped from 599 to 635 in one month.. that's 36 points.. I didn't do anything special that month. I got a new card the previous month w/5 credit cards total. I only purchased $20 on each card and paid minimum balance. I've been trying to mimic what I did that month to make it jump up. I went from 599 in Jan, 635 in Feb, 642 March "paying my cc down over $1000, not much increase??, 651 in April.. So this month I'm just paying minimum to see if it increases dramatically..
My step sister got an FHA 1st time home buyer loan. She found a Foreclosure home that's $400,000+, she put forth her $220,000 home loan before it went into Auction and got it!! She got the list from the banks in the area. It wasn't a Pre-Approved Loan, it was the Loan "money in hand" that made the difference. So now I'm kicking up my FICO's score as high as I can so in September I will do the same.... more
Hi, do you pay a referral fee to find distressed homes? i help investor look for distressed properties. i can help if you are too busy to look i know it take time to look, i have my own computer please let me if i can be any assistant. my email is firstname.lastname@example.org... more