Home Buying in Irwin : Advice

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Derrick Sly, Home Buyer in Albuquerque, NM
Derrick Sly answered:
I own my own home debt free. If I need in home care or needed to go to an in care facililty, do I have to sell my home?
I think that I'm not alone when I say that having a debt-free home is a blessing. It took a lot of work, but I needed to do it to feel at peace. I'd be very reluctant to separate from m ... more
0 votes Share Flag Mon Dec 8, 2014 Home Buying in 15642
Chad Bahnsen…, Real Estate Pro in Exton, PA
Chad Bahnsen , Loan Officer answered:
Hello..I have a score of 589. it was 620 but went down due to a maxed out credit card. most old bills are paid. i have several small loans but
Hello, If you qualify based on income and you have the funds needed to purchase , getting your score up shouldn't take you long at all. You may have to just pay the card down and pay do ... more
0 votes Share Flag Thu Aug 15, 2013 Home Buying in 15642
Virginia M.…, Real Estate Pro in Irwin, PA
Virginia M. Stump answered:
we like a house that is a foreclosure and has been like that for over a year. How long can a house sit before it goes on the market?
Foreclosures can take quite a long time in some cases, especially if the owner cannot be found to serve the notice or if the process is extended by a bankruptcy. Best bet is to try to ... more
0 votes Share Flag Wed Aug 14, 2013 Home Buying in 15642
Kim Stawicki, Real Estate Pro in 15642
Kim Stawicki answered:
I do not have any questions at the moment.
No problem... If you think of any, feel free to ask!
0 votes Share Flag Wed Jul 31, 2013 Home Buying in 15642
Laeeq Naqvi, Real Estate Pro in Levittown, NY
Laeeq Naqvi answered:
First time home buyer needing assistance with closing costs in 15642 area code. Seeing if anyone knows of any programs i might have missed.
There are still programs available for Veterans. The Mortgage Lender can help with closing cost, as well as, the broker and the seller.
0 votes Share Flag Tue Apr 2, 2013 Home Buying in 15642
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
how much is closing cost on a cash deal from a family member The house is 75,000 dollars?
Hello S.

If it is a family transaction there shoud be no transfer tax.
Go here for title charges or call a local title company. Title insurance is not required but strongly recommen ... more
0 votes Share Flag Sat Dec 11, 2010 Home Buying in Irwin
Gita Bantwal…, Real Estate Pro in Jamison, PA
Gita Bantwal ABR/CRS/SRES/CDPE answered:
if a house is listed forsale through an agent is there anyway the homeowner would consider a rent to own option, and does the agent still get there
If you are looking at homes have your agent call the listing agent who will ask the seller if they will consider it. It is upto seller and listing agent to negotiate the commission.Some ... more
0 votes Share Flag Fri Feb 12, 2010 Home Buying in 15642
Richard Leci…, Real Estate Pro in Tucson, AZ
Richard Lecinski answered:
who pays the agent when you buy a home not listed through a agency?
By agency I assume you mean not listed on the MLS. It could be either the buyer or seller or both. It all depends on what has been agreed to.
0 votes Share Flag Thu Jan 21, 2010 Home Buying in Irwin
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
What banks do fha home loans with fico under 620?
Good afternoon,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affe ... more
1 vote Share Flag Thu Jan 21, 2010 Home Buying in Irwin
Dp2, Other/Just Looking in Virginia
Dp2 answered:
What is a short sale and can you negotiate the listed price. As a first time home buyer should I stay away
Barbara's explanation is great. The only thing that I'll add is that borrowers, who are upside down (ie have mortgages that are greater than the current market value of the underlying ... more
0 votes Share Flag Sun Apr 19, 2009 Home Buying in Irwin
Kim Stawicki, Real Estate Pro in 15642
Kim Stawicki answered:
Overpriced housing in White Oak versus North Huntingdon / Irwin area?

As an agent that services both areas, I would have to say that many people feel as you do. However, you should purchase in the area that best fits your needs, both now and looki ... more
0 votes Share Flag Thu Apr 24, 2008 Home Buying in 15642
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