We do an awful lot of USDA Rural Development in the Ionia area. I'd be happy to help you and get a loan officer to go over your finances. Call or email me at 616-890-2598 or RealtorDonReedy@Greenridge.com
I look forward to you contacting me!... more
I'm back,asking the same question again,with a few slight adjustments..Still looking for a rental house approximately 15-1600+ sq. ft.with 4 to 5 bdrms and 2 baths on a bit of land,large enough for kids to have a real back yard plus some garden space in Ionia. Even a smaller farm not too far out would be good. Not afraid of doing the fix ups or painting,need a landlord who doesn't mind the tenant doing these things. (This has worked very well for the both of us in the past) Also checking back to see how the job market is doing there.If anything comes to mind,please let me know a.s.a.p.!... more
Leslie, Myself and my grandfather sell several homes each year on land contracts. The biggest thing is money down. I like to get 5-10% down. This just shows that you are committed to the home. I only do 3 year or less contracts, so you need to ask yourself, "Can I have good enough credit in 3 years to pay off the land contract?" I currently have 2 homes that I would be willing to sell on land contracts if you are interested.... more
In our area there arent too many properties that make it too the tax foreclosure point. The main reason being that properties that get that far behind on their taxes usually have a significant mortgage as well. In which case the lender forecloses before the taxes have become that deliquent.
This doesnt mean they cant be found. One good resource for research is www.ioniacounty.org then click on their online services, you can find tax info, look at tax maps etc.... You can also find who to call about tax sales as well.
Of course another great source is a local real estate agent, so feel free to call me as well.... more
As soon as negative items are removed from your credit report (or anything changes on your credit report) your credit score should be impacted simultaneously. There is no delay from when an item changes on your credit report until your score is affected. I've noticed that sometimes a credit vendor (companies that mortgage lenders use to check your credit) will see a few day delay on certain changes though (First American CREDCO is known to lag behind the actual credit reporting agencies).... more