Greg Johnson, Home Buyer in Atlanta, GA

90/10 mortgage loans still available?

Asked by Greg Johnson, Atlanta, GA Fri May 3, 2013

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Answers

3
I can get it done for you

Allow me to briefly introduce myself, I am Richard- El Bey. I have been in the lending business since 2000, and I am partnered with several banks and private investors that can help you put more of your clients into homes, and I work FAST!

What it is we can offer you and your clients

F.H.A. Desktop Underwriting 57 DTI
F.H.A. No trade lines 620
F.H.A. Purchases. 3.5% down, 3% seller concession, 3 months reserves (can be gift)
Use assets as income
660 FICO No cancelled rent checks
F.H.A. Streamline on investment property 620 FICO
1-2 unit {no income, no appraisal}
3-4 unit {income, no appraisal}
H.A.R.P. loans with unlimited LTV/CLTV primary and second home
90% JUMBO loans up to $2,100,000 residential
Borrowers with NO CREDIT SCORE
Borrowers with NO SSN
Borrowers using TIN
Foreign Nationals, [Expatriate]- No Passport {Must have valid work visa or 30% down}
V.A. loans
Finance up to 20 properties with us
Condotel
Non warrantable condos
580's OKAY
Past foreclosure or short sale, OKAY
65% of appraisal value financing for commercial purchasing or refinancing
20% down hard money do not care what the credit is purchasing
As well as private lenders looking for hard to do borrowers
We can get your dead loans DONE and keep your income growing.

Richard- El Bey
Avarice Investments
Wealth advisor
(706) 399-7813
(678) 752-8062
Email: thegocp@gmail.com
0 votes Thank Flag Link Thu Jun 20, 2013
Greg,

Yes they are, for homes priced from $100,000 to $1M. Call me and we can discuss the different ways for you to structure this loan to obtain the lowest possible interest rate and payment.

Timothy Brown | LPO Manager
EVOLVE bank & trust
11605 Haynes Bridge Road Suite 125 | Alpharetta, GA 30009
678.468.5626 x110 | fax 678.935.1156 | cell 678.467.9959
NMLS#: 168281
0 votes Thank Flag Link Fri May 3, 2013
Hi Greg!

90% home loans are the most common type of loan for first time home buyers. The "90%" is the amount you would borrow from a lender and the "10%" is what you would put down. However, you will still have to meet normal credit guidelines and serviceability requirements to get your loan approved.

Contact me today to get you started or if you have any other questions, I'd love to help!

Shannon Hillard
Realtor
Better Homes and Gardens Real Estate Metro Brokers
404-916-6048
0 votes Thank Flag Link Fri May 3, 2013
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