Your best move is to find a Realtor (better than just an agent) who will work exclusively for you, guiding you through the many steps in the home-buying process. There are many fine, experienced Realtors in San Francisco who would be willing and able to work on your behalf. I am one of them, Mandy. Your best bet is to check me out on my website, www.ugo4homes.com. If you like what you see, contact me for a no-cost, hassle-free consultation during which I will explain my services. If we hit it off, you'll be on your way to home ownership; if we don't, you'll still be further along in your quest.
The Paragon Real Estate Group