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John Lyell, Both Buyer and Seller in New Castle, DE

what is average cost of homeowners insurance?

Asked by John Lyell, New Castle, DE Sun Mar 6, 2011

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6
Depends on your deductible,value of your home,what personal property you want included.
These are just a few examples of the varibles. Contact an insurance agent.
1 vote Thank Flag Link Sun Mar 6, 2011
For an accurate picture of costs, contact a few local insurance agencies and ask for free quotes based on your needs--then choose the insurance package that best suits those needs...
1 vote Thank Flag Link Sun Mar 6, 2011
Be sure to chose newer homes over old, block construction over frame and properties that are close to fire hydrants/ fire stations to keep your home insurance premiums down. If the property was built prior to 2002, have your home inspector complete a Uniform Wind Mitigation Inspection while he is on the job. Wind mit discounts can also save big bucks on premium.
0 votes Thank Flag Link Tue Nov 6, 2012
Contact a local AAA office in Ocala and they can give you a ballpark figure for the type of home you are considering.
0 votes Thank Flag Link Mon Mar 7, 2011
If we talking about homeowners insurance in Florida, except of your deductible, value of your home it also depends on the year the house was built.
Don't forget about hurricanes. If the property meet the Newest Hurricane Building Code Safety Standards insurance will be lower than, for example, insurance for the same house built 30 years ago.
Each area has different building codes, they are not the same all over Florida. Some builders show you shutters and you feel safer, but they might have used regular glass, where another builder has used 120mph wind resistant glass and no shutters, so it all depends on what that area has stipulated for the building codes.
0 votes Thank Flag Link Sun Mar 6, 2011
It depends on value of home and your personal contents contact an insurance agent

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0 votes Thank Flag Link Sun Mar 6, 2011
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