Like if you don't have down payment you can use IHCDA, First HOME PLUS, that gives you 6% of the purchase price for down payment but not more than $7,500. Great program with 3.5% interest Rate! AWESOME! Call Jack to get financed and call JACKIE (317) 332-7547 to shop for your home. Thanks, Jackie
p.s. below link is for IHCDA down payment programs.
Call me at 317-590-7482 or firstname.lastname@example.org.......
Randy Hazel, Broker Realtor, CRS
If you email me I can also give you the details on a FREE First Time Homebuyer Seminar coming up that will answer lots of questions and guide you through the process and all the misinformation in the news today.
check out my website at http://www.talktotucker.com/kim.walsh
There are some great loans out there right now that can help with the purchase of a new home. I just talked with a lender that has a program that offers 0% down, no mortgage insurance and lower credit scores. Email me and I can give you her name and get you started. Thanks!
Almost all lenders are now requiring a 640 credit score. If you're above that, you should be golden. If you're below that, very few lenders can help you. I've got one I'll recommend however that can usually write you a loan down to a 580 credit score.
Tony Reffeitt, CRS
Broker / Owner
Integrity Real Estate
A credit score in the 600s should not prevent you from obtaining a mortgage. Where in the 600s may determine the different types of mortgages for which you would qualify. And, of course, there are other factors as well. The first thing you should do is talk with a mortgage broker - they can tell you what you qualify for and may be able to give you some tips to improve your score. If you need help finding a mortgage broker or in your home search, please let me know - I would love to help! Good luck!!
Century 21 Scheetz