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Eugene Deflo…, Home Buyer in Brooksville, FL

Will I need flood insurance?

Asked by Eugene Deflories, Brooksville, FL Wed Jan 19, 2011

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4
Only if you are in a FEMA certified flood zone.
0 votes Thank Flag Link Wed Jan 19, 2011
If you are purchasing by paying cash for your property it isn't mandatory that you obtain flood insurance regardless of whether or not you are located within a "flood zone."

On the other hand, if you are financing your purchase, your lender will want their investment protected, so if you are situated within a "flood zone" will require you to have flood coverage. Your insurance representative will be able to provide you with the necessary flood zone information.

Good luck,

Bill
0 votes Thank Flag Link Wed Jan 19, 2011
Consult with your insurance agent, he/she can best advise..
http://www.fema.gov/hazard/index.shtm
0 votes Thank Flag Link Wed Jan 19, 2011
Flood Insurance is a good idea especially if you are in a flood plain area. Check with your county records department in order to get flood plain information.
0 votes Thank Flag Link Wed Jan 19, 2011
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