Now that you have reviewed the stats the best advice I can give you is to visit the local police, fire, and chamber of commerce. They will answer your questions honestly and give you a feel for whether this is the right neighborhood for you. Best
I have heard that the property crime statistics appear to be high because the large student population has many petty crimes that are reported in with the statistics I.E. someone enters a dorm room and steals a stereo, a bicycle is stolen etc.. Also, I do believe that in areas where many vacation homes are unoccupied during certain times of the year, there are some break ins. To me, all of this pales in relation to living in most others areas.
You can see neighborhood stats as presented by the Whatcom County Sheriff's department, and you can focus on the areas you're interested in in that 98248 ZIP code. I have sold many homes in the Ferndale area, and the crime rate in general in the Ferndale area is similar to that of other unincorporated areas, or as in the city of Ferndale itself. You may find crime rates in certain segments of 98248 to be higher in certain areas within this ZIP code.
I would have to think, based on many years in Whatcom County, that MOST homes are NOT being broken into. But, if one compares crime rates per vacant homes versus crime rates per unoccupied homes, in just about any area that I've ever been to or lived in you will see a higher rate of theft or burglary in vacant homes.
What part of the 98248 ZIP code area are you concerned with?
Remax Whatcom County