In My Neighborhood in 07757>Question Details

Roseanne Bas…, Home Buyer in Bradley Beach, NJ

Looking to purchase property here but would like to know history on any flooding issues since Oceanport is surrounded by water. Is house insurance?

Asked by Roseanne Basile, Bradley Beach, NJ Fri Nov 18, 2011

and flood coverage costly here?

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Answers

3
Joan Congilose’s answer
Hi Roreanne,
All waterfront towns run the risk of flooding on some streets at one time or another. In order to find out an estimate of the costs for flood insurance you would really need to know the zoning for the particular street you are thinking of moving to . They have codes on the tax records that an insurance company can look up and give you an idea what the homeowners and flood insurance would cost per year. They are 2 separate policies.
0 votes Thank Flag Link Fri Nov 18, 2011
Hi Roseanne, I am a local agent and have sold and listed many properties in OP, it is a great town :)

Flood cost really determined by the property you are are looking at ( directly on the water, close to the water) and the elevation. I would love to assist you with your search! Please give me a call and we can discuss further. 732-272-2202
0 votes Thank Flag Link Mon Jun 22, 2015
For flood information see links below; as for homeowners insurance, for an accurate picture of costs based on your needs, do contact any local insurance companies and ask for free quotes...
http://www.fema.gov/hazard/map/flood.shtm
http://www.floodsmart.gov/floodsmart/
0 votes Thank Flag Link Fri Nov 18, 2011
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