click the sandy link - you can enter the address and it will give you the NEW UPDATED 2013 Flood Map Zones!
Flood Insurance for current home owners is going up slowly for the next 5 years. If you buy a new home you will get the proposed prices automatically- current flood insurance owners are getting it gradually.
The flood maps have not turned out to be as bad as everyone was expecting. They did not expand them as much as they first had intended. This flood map was in the works for 5 years, so it actually had nothing to do with the 2 storms. The flood map reconfiguration took years of research prior to sandy and irene.
Flood insurance is an extra expense.... but it seems like the government is keeping it under control.
Remember their are many grants out there to lift your home above flood levels ICC Grant give you $30k
If we ever get another storm, im sure the state will be better prepared for assistance with building and grant information.
If in a flood zone could require additional insurance.
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
Best way to find out for sure is to check a FEMA flood zone map - if you are working with an agent, they can check their office flood maps and easily verify for you if the home is located in a flood zone.
I recently had our title insurance company officially look it up and provide proof a home (fortunately) was not in a flood zone.
For more information on this subject - go to the FEMA flood zone site - I provided the link below...... it will also explain the different levels of flood zone designations.
Prudential NJ Properties
You would just have to call town hall and ask them 75 percent of cranford is a flood zone and its odd because one street maybe in a flood zone and the next street over or four house down is not. The best advice I can give you is to call town hall youself and ask do not take anyone else word on it cause if winds up being you will have to pay flood insuance and if your not looking for a flood area of Cranford I would hate to see you listen to someone who doesn't know. Also, they are always changing the flood zones anyway socmake sure and good luck if I can help you in any other way please feel free to call.