Your best resource for crime rates, safety and other important data is http://www.homefacts.com. You can search by zip code, address or area and the info is very thorough. When you're a renter, the HOA fees are the responsibility of the property owner. They factor in the hoa fees when they come up with a monthly rental value. I have never seen someone charge rent and then make you pay the hoa fees as well.
Jeff Metcalf, REALTOR(R)
Watson Realty Corp.