Do not give thousands of dollars to a stranger without doing a back ground check on the property before you sign the lease. If the home is in foreclosure and you still sign a lease you may lose your security deposit and have to go court to avoid eviction. There is also help for renters to monitor if the apartment they presently occupy is in danger of foreclosure. For more information on how to avoid foreclosure rentals click the link here: http://www.foreclosurecourt.org/foreclosure_rental_scams_on_
Include a letter of explanation- offer to pay with 12 advance rent checks, etc.
There is a way to reach your goal.
With your application, you may want to include a letter addressed to the landlord, pleading your case. A personal appeal gives a "face and a heart" to black and white forms.
Most Landlords here in NJ want require several things before they'll sign a Lease: Application Form (which includes References), Employment Verification, and a Credit Report. In addition, they'll want the first month's rent up front and a Security Deposit. Landlords want to be sure that they'll receive their Rent each month, on time -- you will need to demonstrate this to them -- perhaps your Agent will assist you by helping to write a cover letter for your Application explaining what led to your bankruptcy and what your current situation is like, and why you would be a great tenant.
Good luck to you,
Prudential NJ Properties
All the best to you.