Home Insurance in Illinois : Advice

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Celine Sande…, Home Buyer in Walla Walla, WA
Celine Sanderson answered:
The house I'm looking at has a flat roof, is there any insurance or home warrant that you can purchase that would protect you from damage to the
There definitely is with insurance and homeowners insurance, but you can also get a warranty on your roof for a certain amount of time depending on the roofing company. I'd consider loo ... more
0 votes Share Flag Tue Apr 21, 2015 Home Insurance in Peoria County
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
How to find my HOA info in Chicago?
Do you mean the HOA fee of a listing or who to send your HOA monthly fee too> Let us know and we are glad to help
0 votes Share Flag Sat Apr 11, 2015 Home Insurance in Chicago
Myersjulie31, Home Buyer in Blakeslee, PA
Myersjulie31 answered:
Looking for property insurance on four flat
Usually if you go to a good insurance company in your area they can advise you on the insurance you need. You'll want to be sure that your insurance is customized for your property spec ... more
0 votes Share Flag Thu Feb 19, 2015 Home Insurance in 60076
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
Are there agents in Alabama to help with home insurance?
Sure. There are plenty of insurance agents everywhere.
0 votes Share Flag Wed Jan 21, 2015 Home Insurance in Chicago
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
The property taxes in Park Forest seem excessively high. Why is this? Do you think there will be changes to lower them?
Great question. First of all, if you look at all the south suburbs, with few exceptions, the taxes are high. Why? One reason is most of these towns have home rule, which allows them ... more
0 votes Share Flag Thu Aug 14, 2014 Home Insurance in 60466
Mike Kirksey, Real Estate Pro in Collinsville, IL
Mike Kirksey answered:
If my home is vacant for an extended period, what insurance issues will I encounter?
Check with your insurance agent as coverages vary between companies. So will only insure a vacant home for a specific time period, others not at all.
0 votes Share Flag Sun Mar 16, 2014 Home Insurance in 62232
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
Not sure if this question can be answered here! Is there a rule of thumb on approx how much homeowner's insurance is vs. the purchase price?
No not really - it all depends on the rebuild cost. Depending on the coverages that you have, for a single family owner occupied home the cost should be between $600-$1200. Get a few qu ... more
0 votes Share Flag Wed Feb 19, 2014 Home Insurance in Chicago
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
Why is insurance more on a FHA than a USDA loan?
I agree with others, the loan officer said mortgage insurance, you heard home owner’s insurance.

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at ... more
0 votes Share Flag Sat Sep 7, 2013 Home Insurance in 60622
Evelyn Fred, Real Estate Pro in Chicago, IL
Evelyn Fred answered:
If some one Builds a Building on your Property what should you do?
All good advise here.

Call an attorney ask him/her to order the survey and then follow his/her advise.

Good luck!
0 votes Share Flag Thu Jun 27, 2013 Home Insurance in Chicago
Nekesha Burt…, Real Estate Pro in 60443
Nekesha Burton answered:
Where specifically in the bylaws does it address who is responsible for damage 2 a condo due to a common element?
Good afternoon,


If you go through your insurance this counts as a claim against your policy. If the association wants you to use your insurance and you are okay with this, you sho ... more
0 votes Share Flag Sun Jun 23, 2013 Home Insurance in Chicago
Brian Merrion…, Real Estate Pro in Chicago, IL
Brian Merrion & Dan Merrion answered:
cannot find an insurance co. for my bucktown condo as it is renter occupied
would you sell it? I have a few buyer in Bucktown right now- not sure if it would be the right fit but would be happy to pass along.
0 votes Share Flag Sun Jun 23, 2013 Home Insurance in 60647
The Kelly El…, Real Estate Pro in O'Fallon, IL
The Kelly Ellerbrake Team answered:
How much will home owners insurance cost on a home in Ofallon IL?
Home owners insurance costs vary depending on a multitude of factors related to the home itself including location, age of the home, construction methods, number of stories, square foot ... more
0 votes Share Flag Tue Apr 2, 2013 Home Insurance in 62269
Laura Karamb…, Real Estate Pro in Downers Grove, IL
Laura Karambelas answered:
Who is responsible for carrying home insurance if I sell my home, but reside in the home for a short time?
The new owner would be responsble for the insurance once the property changes hands. Lenders require insurance. As Donald stated below you may want renter's insurance to cover your per ... more
0 votes Share Flag Sat Sep 15, 2012 Home Insurance in 62859
Nazma_wardak, Home Buyer in New York, NY
Nazma_wardak asked:
fire and flood insurance how much is fire and flood insurance in canada,ottawa and which insurer is great to contact?
0 votes Share Flag Tue Jul 31, 2012 Home Insurance in Ottawa
Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
is a homeowners insurance policy higher for a bank owned property?
A Homeowners policy is based on the current condition of the home and the owner of the home. If the new owner has a history of claims, that can follow you to your next home. The fact th ... more
0 votes Share Flag Thu May 24, 2012 Home Insurance in Naperville
John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
Title insurance? How to buy?
Ally
Talk to an agent you know or are working with on this deal and a title company they work with. Lender has requirements to protect their interests.
0 votes Share Flag Thu Feb 16, 2012 Home Insurance in Barrington
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
Own small house/cabin on leased land/country club in Green Co. Where can i get insurance for building?
I would call an insurance professional about that. If you lease land, there could be restrictions on what you can insure because you are not the owner. Here is a contact for insurance ... more
0 votes Share Flag Thu Dec 15, 2011 Home Insurance in Greenville
Molly Hay,SFR…, Real Estate Pro in Columbus, OH
Molly Hay,SFR,CDPE & CNHS answered:
what is best company for someone who has fair credit?
Every company is different. Your insurance is based off of the location the home is in, county and your credit history.
0 votes Share Flag Fri Sep 30, 2011 Home Insurance in 60901
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