Home Buying in Illinois : Advice

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Michael B De…, Other/Just Looking in 48415
Michael B Decman 630-427-4668 answered:
I am looking to purchase my first home, hopefully, using one of the IHDA programs in conjunction with an FHA Loan. What time frame am I looking at?
Use my application link and I would expect to have you in a new home in 45-60 days or less

Mike Decman
Cherry Creek Mortgage Company
6440 Main Street, Suite 320
Woodridge, IL 6051 ... more
0 votes Share Flag Earlier today Home Buying in Naperville
omarmillion85, Home Buyer in Oak Lawn, IL
omarmillion85 answered:
I am interested in cleaning/maintaining foreclosed homes (NW IL). Is there a market? How do I get started?
hi i watched this video and got some idea how it works its about forecluser realators and still not all of them offer it but once you have one it will get easier after that im going to ... more
0 votes Share Flag Wed Dec 24, 2014 Foreclosure in Crystal Lake
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
I live in Dolton, Il and currently in a chapter 13. I make my payments are taking out of my payroll. I'm currently renting and paying $1100.00 a
Every lender is different, complete a loan application with a local lender and they will be able to advise.
0 votes Share Flag Wed Dec 24, 2014 Home Buying in Dolton
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
We are first time home buyers annual income of about 40,000 350 a month car payment and 200 in credit cards a month. What is the estimated amount we?
Contact Lex Carter with The Federal Savings Bank at 312 667 1977 or email him at . He has helped clients of mine in situations similar to yours.

Jeff Nobleza
Baird & Warner Real Est ... more
0 votes Share Flag Wed Dec 24, 2014 Home Buying in Illinois
Michael B De…, Other/Just Looking in 48415
Michael B Decman 630-427-4668 answered:
After Bankruptcy, how soon can I purchase a home
I specialized in closing loans for people that have had economic hardships. Feel free to contact me and I will get you on the right path to qualifying for a new mortgage.

Mike Decma ... more
0 votes Share Flag Wed Dec 24, 2014 Home Buying in Chicago
Jh9222864, Home Buyer in Decatur, IL
Jh9222864 answered:
I am a 41 year old woman. I've rented for 475.00 for 4 years consistently. Credit is an issue, but I can clearly afford a mortgage. Can anyone?
Im 43 year old woman ive worked 2 jobs . At one job ive been there going on 11 years and the other job 8 years ive always have rented apt.or houses. Usually a 2 bedroom house for 500 a ... more
0 votes Share Flag Tue Dec 23, 2014 Home Buying in Decatur
Kelsey Compa…, Home Buyer in Provo, UT
Kelsey Compars answered:
Hi, What is the risk of buy a home with a flooded basement? The road is higher than the house. The finished basement has water under the carpet.
I would make sure that you get everything cleaned and taken care of before you move in. There are professionals that can clean it and waterproof the basement for you. I would look into ... more
0 votes Share Flag Tue Dec 23, 2014 Home Buying in Lake in the Hills
Sam Sharp, Real Estate Pro in Chicago, IL
Sam Sharp answered:
Want to buy condo in mixed use building with 5% down. Does this type of building have limits on the amount you have to put down?
This should not be a problem and this is not uncommon - as long as its not just one residential unit on top of 1 commercial space. 5% down would not be an issue as long as you qualify. ... more
0 votes Share Flag Tue Dec 23, 2014 Home Buying in 60647
Sam Sharp, Real Estate Pro in Chicago, IL
Sam Sharp answered:
How do I find mortgage lenders that are willing to work with those with poor credit?
It looks like you have a pool of resources here - if you would like further assistance please feel free to contact me for assistance

Sam Sharp
Senior VP of Mortgage Lending
Guara ... more
0 votes Share Flag Tue Dec 23, 2014 Home Buying in Hegewisch
tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
I asked a question below that's more detailed but does anyone have contacts for bank owned properties and foreclosures?
Banks list properties they get at foreclosure with Realtors and so they are listed on the MLS systems the Realtors use. Just contact a local Realtor - it's free since the sellers pay th ... more
0 votes Share Flag Mon Dec 22, 2014 Investment Properties in Chicago
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-230-7303 answered:
Is there a central location to find out what real estate has developer and owner financing in Chicago. nterested as an investor and for personal use.
Yes, the Realtor MLS has that info. Ask your Realtor for what you want and like the big jolly red suited guy, they will deliver if you have been good.
0 votes Share Flag Sat Dec 20, 2014 Home Buying in Bucktown
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
Where can I find a real estate agent in Chicago who has expertise in dealing with FHA 203k loans?
There is a lot of agents that do. However, the most important thing is to get an agent who knows lenders that are good at these.
0 votes Share Flag Thu Dec 18, 2014 Home Buying in Chicago
Tommi Stryk, Renter in Yorkville, IL
Tommi Stryk asked:
Why are there so many fake listings showing up on your site ?? BOTH 439 Barnaby Dr Oswego, IL 60543 AND 2596 Lambert Dr, Aurora, IL 6 Both are fakes listed with you but valid rentals on other sites...
0 votes Share Flag Wed Dec 17, 2014 Home Buying in 60543
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
I have a 3 bedroom 3 bathroom home with another bedroom that is not finished yet. Should I make the extra room a Master bathroom of a bedroom?
Based upon my experience , if you have the opportunity to dedicate one of the bathrooms as an attachment to the master bedroom, I absolutely will. The vast majority of todays newer hom ... more
0 votes Share Flag Wed Dec 17, 2014 Home Buying in Illinois
Danielle Nic…, Real Estate Pro in 63017
Danielle Nicholl answered:
I signed a disclosure to sell my house and now I discovered a crack pipe.
I highly recommend to disclose everything. When a prospective buyer does the building inspections it is likely the will see signs of the repairs or previous damage & will wonder what el ... more
0 votes Share Flag Mon Dec 15, 2014 Home Buying in Chicago
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
Looking for property insurance on four flat
Call Vito Ferri at 773 589 2470 with Farmers Insurance and let him know I sent you. He will take good care of you.

Jeff Nobleza
Baird & Warner Real Estate
773 677 5340
Jeff.Noblez ... more
0 votes Share Flag Sun Dec 14, 2014 Home Insurance in 60076
Gary Geer, Real Estate Pro in 60031
Gary Geer answered:
I have tenants that are interested in buying my condo. Do I need or do they need a reality agent or just lawyers?
Anthony,
You may want to at least have an attorney represent your interests. Many issues can come up that would require an advocate on at least your side.
0 votes Share Flag Sun Dec 14, 2014 Home Buying in 60618
Lucid Realty, Real Estate Pro in 60622
Lucid Realty answered:
How do I take a look at properties? I am interested in a few locations that are listed.
Why don't you give me a call at 312-738-0232. We are a full service brokerage and we also share our commissions with our buyers if you spend more than $200,000. It can be worth at least ... more
0 votes Share Flag Sat Dec 13, 2014 Home Buying in 60645
Sue O'Kane, Real Estate Pro in 60005
Sue O'Kane answered:
Looking to buy a house. Problem is I have bad credit&my husband no credit. We have $10k saved for a down pymt. What are the chances of finding loan?
$10,000 down is a good start, but your lender will want to confirm your ability to pay back the loan. Since your FICO score shows poor ability to pay creditors, many lenders will not ta ... more
0 votes Share Flag Fri Dec 12, 2014 Home Buying in 60804
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