Home Buying in Illinois : Advice

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Bev West, Real Estate Pro in 80634
Bev West answered:
I am interesting in purchasing a home within a year. Is there someone that can guide me in the right path so my finances and credit will be in good?
Locate a lender that can help you get on the right path. They can guide you on what plan of attack you will need to take in order to qualify for a home. Very important step to take.
0 votes Share Flag Yesterday at 2:15pm Home Buying in 60804
Nickera Will…, Real Estate Pro in Appleton, WI
Nickera Williams answered:
do u have any houses with finished basements?
There are many houses with finished basements. It would all depend on where you're hoping to buy a house and in with what price range you're most comfortable.
0 votes Share Flag Yesterday at 1:58pm Home Buying in 60804
Nickera Will…, Real Estate Pro in Appleton, WI
Nickera Williams answered:
Can a basement that isn't a walk out increase the value of a home if it is finished and contains a 3/4 bathroom, dreesing room, gym and laundry area?
Your basement sounds very inviting and to answer your question, a finish basement can add value to a property. A newer constructed property retains more of its value because its hasn't ... more
0 votes Share Flag Yesterday at 1:54pm Home Buying in 60804
Chris Hazlew…, Real Estate Pro in Johns Creek, GA
Chris Hazlewood answered:
I will be a 1st time home buyer, but I will like to get my finances in order . Can pass credit problems be bad even though I paid it off?
We are a dedicated lending team to help you with your purchase. Our website http://www.PurchaseApplication.com allows you to get pre-qualified for a home purchase with No SSN or Credit ... more
0 votes Share Flag Yesterday at 1:45pm Home Buying in 60804
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
looking for an investor that is willing to purchase a property and lease it to me
I would maybe seek a Realtor who works with these sort of clients. You may also just try looking on craigslist. Most investors rent their places on there.
0 votes Share Flag Tue Sep 16, 2014 Home Buying in Chicago
John Meyers, Real Estate Pro in Park Ridge, IL
John Meyers answered:
We are having trouble finding a one level townhome with 2 to 3 bedrooms. My sister lives inWisconsin and has one with only a basement level of stairs
Yes, ranch style 3 bedroom townhomes are rare in the Chicago area, however, they are out there.

Being open to a 2 bedroom will really widen your search.

A real estate broker can ... more
0 votes Share Flag Tue Sep 16, 2014 Home Buying in Northbrook
John Meyers, Real Estate Pro in Park Ridge, IL
John Meyers answered:
Looking to rent to own in Park Ridge area with not great credit, first time buyers.
With Rent-To-Own, you are usually at the seller's mercy since you don't take title to the property yet you are paying an extra fee for the "hope" that you will some day be the new owner ... more
0 votes Share Flag Tue Sep 16, 2014 Home Buying in Park Ridge
Michael Pitt…, Real Estate Pro in 60004
Michael Pittman answered:
What is an unfinished basement worth?
In the Chicago area, most homeowner want and expect a basement. Having said that, not having a basement can be a hindrance in getting a home sold when competing with other homes which ... more
0 votes Share Flag Mon Sep 15, 2014 Home Buying in 60004
Charlene Cri…, Home Buyer in Chicago, IL
Charlene Cristler asked:
how many bedrooms and baths?
0 votes Share Flag Mon Sep 15, 2014 Foreclosure in Clearing
Steve Quinta…, Real Estate Pro in Albuquerque, NM
Steve Quintana answered:
Does trulia have sellers that will do Land Contracts? My credit isn't the best but I'd like to buy a home. Something like rent to own but
You can find land contract sellers by searching your local MLS. That is an field the listing broker can check when the property is placed in the MLS files.
0 votes Share Flag Mon Sep 15, 2014 Home Buying in Rockford
Debra Peters, Real Estate Pro in 11949
Debra Peters answered:
I have a pre approval letter and i'm being told i have to submit that pre approval letter with any offers is that right?
I always ask if a buyer has a pre-approval letter. When the seller is my client, I am working in their best interest to provide them with one from the potential buyer. If there is no p ... more
0 votes Share Flag Mon Sep 15, 2014 Home Buying in 60120
Larry Bernst…, Real Estate Pro in Chicago, IL
Larry Bernstein answered:
Homepath vs FHA??
Andrew:
I believe you can get Welcome Home Illinois with Homepath as well. I am happy to double check. However, Homepath is ending in early October 2014, so you need to have your offe ... more
0 votes Share Flag Sun Sep 14, 2014 Home Buying in Chicago
Larry Bernst…, Real Estate Pro in Chicago, IL
Larry Bernstein answered:
Is it possible for us to get a mortgage soon?
I am a locally based and Illinois licensed loan originator. I have over 10yrs of experience. My company works with multiple lending partners that offer financing with credit scores down ... more
0 votes Share Flag Sun Sep 14, 2014 Home Buying in Chicago
Larry Bernst…, Real Estate Pro in Chicago, IL
Larry Bernstein answered:
Owner Occupied Hard Money Lender in Illinois? 740 FICO, Need $50,000
Please call me to discuss. Depending on the specific risk factors, I should have investors able to help. Thank you.

Larry Bernstein. American Financial Network. NMLS# 280597.
0 votes Share Flag Sun Sep 14, 2014 Home Buying in Chicago
Larry Bernst…, Real Estate Pro in Chicago, IL
Larry Bernstein answered:
I called Exp, Equi, and Trans to have a dispute removed, was I wrong??
I am a locally based loan officer with 10+ years experience. Unfortunately, the LO is correct, dispute comments have to be removed from your credit reports.. The LO told you to do it th ... more
0 votes Share Flag Sun Sep 14, 2014 Home Buying in Chicago
Larry Bernst…, Real Estate Pro in Chicago, IL
Larry Bernstein answered:
Can you finance while in a Chapter 13?
As others have said, the FHA will allow someone in a Chapter 13 BK to purchase a home. In addition to the Trustee (courts) approval and 12mos+ on time payments being required, you must ... more
0 votes Share Flag Sun Sep 14, 2014 Home Buying in Chicago
Brendan Brac…, Real Estate Pro in 92101
Brendan Bracken answered:
Mortgage Loan after ShortSale
I wanted to introduce you to the "FRESH START" Portfolio Loan Program.

This is a Special Home Loan Program that WE FUND, where we can provide a mortgage loan for a borrower 1 day af ... more
0 votes Share Flag Sat Sep 13, 2014 Home Buying in Elk Grove Village
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
I'm looking for a mortgage agent that can help with my poor credit and then the home buying process.
Credit Karma is NOT a Fico score and chances are your FICO score is lower. Given that this is the case, you need to repair your credit before you can get a loan as your scores are way t ... more
0 votes Share Flag Fri Sep 12, 2014 Home Buying in 62948
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
I'm looking for a mortgage agent that can help with my poor credit and then the home buying process.
Hello Andrew:

I'm a Illinois mortgage broker and can help you with your pre-approval. We work with customers with scores as low as 560 on FHA loans. Please click on my logo to cont ... more
0 votes Share Flag Fri Sep 12, 2014 Home Buying in 62948
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