Nick, When is comes to real estate in Hunt Valley, I am the best person to ask. There is a great company in Timonium called First Home Mortgage. I have had a lot of buyers go through them, get great financing and actually close on their property! In my personal and professional opinion, the big banks are to inconsistent. Even if they offer you great rates, their reliability is terrible. Most of the smaller lenders will beat a big banks rates. Coldwell Banker Home Loans is another great place to try. Hope this helps.
Ian R. Lobas