Hulmeville : Advice

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Lowell Sterl…, Real Estate Pro in Plano, TX
Lowell Sterling answered:
Hello all, I am looking for a home renovation loan which will allow me a 90% loan to value ratio. I live in PA. If there is anyone out there who you
Yes you can get a 203K loan check with the local New Penn Financial Rep in your area as i oly service TX Loans. Good Luck
0 votes Share Flag Wed Mar 12, 2014 Remodel & Renovate in 19047
Eileen Marie…, Real Estate Pro in Langhorne, PA
Eileen Marie McWilliams answered:
looking for a rent to buy mobile home in langhorne area. any community. ready to move in.
I recently helped someone buy in Penn Vallen MHP in Trevose, Feasterville right by the Neshaminy Mall. Have you talked with a finance company to see if you qualify to buy? You might b ... more
0 votes Share Flag Thu Feb 13, 2014 General Area in 19047
Nhung.le.631…, Both Buyer and Seller in Langhorne, PA
Nhung.le.63139 answered:
What are risks to non-occupant co-buyer besides the mortgage? Can they be removed from mortgage in time?
Follow up questions:

I am a cobuyer under my father's mortgage. He recently remarried. If we pay off the mortgage before he passes, does title automatically go to me?

Thanks,
Ira
0 votes Share Flag Sun May 12, 2013 Home Buying in 19047
Sharon Harris, Real Estate Pro in Hanover, PA
Sharon Harris answered:
What are the restrictions for one who wants to have her 6 hens live in a well built and maintained structure in the back yard?
Best to check with the Township you are planning to live in.
0 votes Share Flag Tue Nov 13, 2012 In My Neighborhood in 19047
Lee Rubin, Real Estate Pro in Langhorne, PA
Lee Rubin answered:
what is the average appraisal cost for a 489000 home in langhorne pa? thanks
I'm finding appraisal pricing creeping up to $350 - $400. But these days,
if it comes it at full price of house sale it's worth every penny!
0 votes Share Flag Tue Sep 11, 2012 Home Buying in 19047
Gita Bantwal…, Real Estate Pro in Jamison, PA
Gita Bantwal ABR/CRS/SRES/CDPE answered:
If I offer the seller 225k with a 10k sellers assist, does the house have to appraise for 215k or 225k.???
It should appraise for $225,000. Alan Openshaw has already explained the formula for allowable seller assist.
0 votes Share Flag Sun Jul 15, 2012 Home Buying in 19047
Rosann Marab…, Real Estate Pro in Bucks County, PA
Rosann Marabella answered:
Besides a larger initial deposit and maybe waiving some inspections, what other ways is there to entice the seller to pick my offer over the others??
If your agent hasn't advised you, the only other thing thaat would really guarantee acceptance of your offer is higher offer and you shoud consider making the settlement date the best f ... more
0 votes Share Flag Sat Jun 23, 2012 Home Buying in 19047
Diane  Loomis, Real Estate Pro in Langhorne, PA
Diane Loomis answered:
Do we still qulify for first-time buyer programes with a co-buyer?
Absolutely, both buyer ans co-buyer must qualify on their credit, but a co-borrower can lend income strength to obtain a mortgage approval.
Let me know if you need a good mortgage sour ... more
0 votes Share Flag Tue Sep 14, 2010 Home Buying in 19047
Gita Bantwal…, Real Estate Pro in Jamison, PA
Gita Bantwal ABR/CRS/SRES/CDPE answered:
We have never owned a home and are planning to buy. We cosigned for a relative, can we still claim the tax credit?
Go to www.irs.gov for information about the tax credit.
If you have questions you should talk to your accountant.
0 votes Share Flag Wed Mar 3, 2010 Home Buying in 19047
Danny T Thom…, Real Estate Pro in Austin, TX
Danny T Thompson answered:
can a first time home buyer qualify for the tax credit with a co-signer if the co-signer owns a home?
I don't think so - it depends whose name is on the closing statement.. if the co-signer has to sign the HUD1, then most likely you cannot get the tax credit under those conditions ... more
0 votes Share Flag Sat Dec 19, 2009 Home Buying in 19047
Jjesq99, Other/Just Looking in Orlando, FL
Jjesq99 answered:
Anyone know the typical response time from Deutsche Bank when it comes to short sale offers?
Dan,

Any update? Read this thread and am intrigued. Good luck.
0 votes Share Flag Tue Aug 18, 2009 Home Buying in 19047
Debbie Benne…, Real Estate Pro in 18938
Debbie Bennett-Vidaure answered:
my uncle has higher income and he's cosigning me on a house. he is not first time buyer but i am. will i?
Yes, if the house is in your name only, and you didn't file a joint income tax return last year. Speak to a mortgage consultant, to make sure. All the best,
Take Care,
Debbie
0 votes Share Flag Wed Aug 5, 2009 Home Buying in 19047
Gita Bantwal…, Real Estate Pro in Jamison, PA
Gita Bantwal ABR/CRS/SRES/CDPE answered:
co-signing for a new home
You should check out the link as the others have suggested and talk to an accountant before you look for a home .
0 votes Share Flag Sun Aug 2, 2009 Home Buying in 19047
Dana Schuster, Real Estate Pro in 70458
Dana Schuster answered:
$8000 tax credit is that available if my spouse bought the house alone in 2001 and then refinanced and
With a married couple if either of them is a homeowner,both are disqualified.
0 votes Share Flag Wed Jul 15, 2009 Home Buying in 19047
Kathleen Gen…, Real Estate Pro in 18944
Kathleen Gentner answered:
can a first time home buyer qualify for the tax credit with a co-signer if the co-signer owns a home?
In simple terms, YES you can qualify for the tax credit with a cosigner. Please review this IRS link on the subject.
The cosigner , if a home owner, cannot claim the tax credit, BUT t ... more
0 votes Share Flag Sun Jul 5, 2009 Home Buying in 19047
Donald Bradb…, Real Estate Pro in 18951
Donald Bradbury answered:
if we have 2 pre-approval letters and we signed a contract with the new construction builder for the home we
Hi JOdi. I would check with your loan officer as to the status of your mortgage application. These days, the lenders are asking for more information on your credit information than ev ... more
0 votes Share Flag Tue Nov 25, 2008 Home Buying in 19047
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