Home Buying in Howell : Advice

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Joan Fletcher, Real Estate Pro in Brighton, MI
Joan Fletcher answered:
Hello. I am looking for a home I can purchase on a land contract in Livingston County Michigan. I have a good job and a down payment.
Hello, not sure if you found a agent to assist you yet or not? Please feel free to contract me, would like to help you. I have been in the real estate business for 25 years here in Liv ... more
0 votes Share Flag Thu Mar 26, 2015 Home Buying in Howell
The Pearson…, Real Estate Pro in Michigan
The Pearson Group answered:
Our loan was denied and seller refuses to sign release to allow realtor to refund earnst money. What recourse do I have?
Mike,

You can contact the Broker and discuss the circumstances. Perhaps the seller feels that you have defaulted and feels your deposit should be forfeited. However, you indicate t ... more
0 votes Share Flag Mon Jul 22, 2013 Home Buying in Howell
Bob Witt, Real Estate Pro in 48116
Bob Witt answered:
looking for info on 237 N National St, Howell Mi. The Howell city site shows thats in foreclosure. Would love to have this house.?
If you have the time to wait, there is another house in that neighborhood that is in their redemption period (6 months after sheriff sale). If they are not able to redeem, it will be on ... more
0 votes Share Flag Sat Jun 29, 2013 Home Buying in 48843
Robert Campb…, Real Estate Pro in Howell, MI
Robert Campbell answered:
Were pre-approved and now not?
Keep shopping around for other lenders. Work hard to get your score, and if you have cash to put down that helps.
0 votes Share Flag Sat Jun 1, 2013 Home Buying in 48843
Bob Witt, Real Estate Pro in 48116
Bob Witt answered:
how do i know if the condo i have chosen is approved? Name of property is Golden Triangle
Golden Triangle condos in Howell is not going to be FHA approved. Actually they are converted apartments and were originally called Golden Triangle Apartments. Values have been fairly a ... more
0 votes Share Flag Thu May 9, 2013 Home Buying in Howell
Haig Istambo…, Real Estate Pro in Michigan
Haig Istamboulian answered:
When are the banks going to start releasing the foreclosures into the market again?
Hello,

Only the banks know the answer to that question and each bank is a little different in their approach on how they market their properties. Some banks sell them in bulk, some w ... more
0 votes Share Flag Mon Jan 14, 2013 Home Buying in Howell
knvprincess1…, Home Buyer in Howell, MI
knvprincess143 answered:
Co-Borrow lost his job due to fire while in Escrow.
What can I expect to happen now?
0 votes Share Flag Fri Oct 12, 2012 Home Buying in Howell
Eric Michael, Real Estate Pro in Livonia, MI
Eric Michael answered:
I do not have, at the age of 61, any credit. I owe no one.
It's not the mortgage person, it's the investors. you don't have any history of making payments on time (because you never used credit), so they have nothing to go on to know if you'll ... more
0 votes Share Flag Sat May 5, 2012 Home Buying in 48843
Stephen Conn…, Real Estate Pro in 48072
Stephen Connolly answered:
We are going to sign a purchase agreement to build a house and the builder is asking for Earnest money, what questions should we ask?
djeffyv,

I can give you an entire litany of questions, being a builder and Realtor myself. I would first make sure you are working with a Realtor as a buyers agent. This is your buff ... more
0 votes Share Flag Fri May 4, 2012 Home Buying in 48855
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
Should we stay away from buying a forclosure handled by MERS?
Brenda:

Good Morning!! Any property that was foreclosed by MERS is now considered null and void. The Supreme Court found that they had no authority to foreclose on properties here ... more
1 vote Share Flag Thu May 26, 2011 Home Buying in Howell
Chip Andis, Real Estate Pro in Waterford, MI
Chip Andis answered:
How long do you have to stay in a home Purchased with rural development loan?
As a real estate professional in Michigan I help buyers interested in purchasing properties financed with the Rural Development Housing Program. Most are surprised that the location of ... more
1 vote Share Flag Fri Mar 25, 2011 Home Buying in Howell
Dianne Hicks, Real Estate Pro in San Diego, CA
Dianne Hicks answered:
Recent credit score of 701. 2 years removed from chptr 7. Good job. 55K/yr. Is it too soon after bnkrpcy to attempt a mortgage?
I would talk to a lender, Maybe hard money but most lenders would not do it.... Rent to own is just starting to come back a little and I think we are going to start seeing it a little m ... more
0 votes Share Flag Tue Nov 16, 2010 Home Buying in Howell
Desari Jabbar, Real Estate Pro in Atlanta, GA
Desari Jabbar answered:
i am curently purchasing a foreslousre and the gutter are full of leaves. Does the bank let clean out the gutters before closing?
Of course, everything is negotiable but I'm doubtful the bank will clean out the gutters or allow you to do it. But, its worth a try. Perhaps, your agent can make the case that i ... more
0 votes Share Flag Wed Nov 3, 2010 Home Buying in Howell
Tim Sova, Real Estate Pro in Brighton, MI
Tim Sova answered:
399 Bonnie Circle, Howell MI 48843 is this 366? because we went by it and there is a house for sale at 366 and no others. The listing says 399.
Hi - There is only one home listed on Bonnie Circle in Howell and it is located at 399 Bonnie Cir. This home is bank owned and is in sought after Howell Heights sub. We would be happy ... more
0 votes Share Flag Wed May 19, 2010 Home Buying in Howell
David Wagner,…, Real Estate Pro in Howell, MI
David Wagner, REALTOR® answered:
Can you give any details on 4411 N Latson Rd Howell MI?
This 2246 square foot ranch went to Sheriff's sale about a year ago and appears to be in possession of the lender. I has not been listed for sale in the MLS at this time. If you ... more
0 votes Share Flag Wed May 12, 2010 Home Buying in 48855
Kathryn Wutz, Real Estate Pro in Michigan
Kathryn Wutz answered:
I need help prequalifying for a purchase. Low or no down and not great credit.
Gelnna-

I would reccomend what is called a rural development loan. I do know of a great mortgage company that I have had other clients use: Michigan United Mortgage (MUM). If you nee ... more
0 votes Share Flag Wed Nov 18, 2009 Home Buying in Howell
Derek Bauer,…, Real Estate Pro in Livonia, MI
Derek Bauer, Door to Dreams... answered:
Do you have to have financing through a certain lender to be able to receive the $7500 down payment?
Yes, Rsray, there are select lenders and you want to be sure you align yourself with a lender that has a track record of closing MSHDA transactions.

I happen to work closely with som ... more
0 votes Share Flag Fri Jun 12, 2009 Home Buying in Howell
Marcia Geise, Real Estate Pro in Brighton, MI
Marcia Geise answered:
Do I, alone, qualify for a USDA Rural Development Guarantee Loan if my husband owns/owned a home before we?
Robin,
This is what a mortgage representative told me after calling Ruual Development & the Bank.
"The buyer has dower rights to her husband's property...the bank and Rural
Develo ... more
0 votes Share Flag Mon Feb 23, 2009 Home Buying in Howell
Lisa Bender, Real Estate Pro in Howell, MI
Lisa Bender answered:
I was under the impression that the USDA Rural Dev Loan was for anyone not just first time home buyers.
HI Robin:

Here's a great link that will provide you with USDA home loan requirements:

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Email me if you need a l ... more
0 votes Share Flag Sun Feb 22, 2009 Home Buying in Howell
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