You have a Stock Certificate indicating the number of shares in the Corporation that owns the building, and a Proprietary Lease that entitles you to live in the apartment until you sell your shares. You co-op probably has a by-law that allows only a spouse's name to be added to the Lease and Stock Certificate. If that is so, you must abide by the corporation's rule and wait until you are married.
Senior V.P., Managing Director
Brown Harris Stevens Residential Real Estate LLC
Licensed Associate Broker
Accredited Buyer Representative
GREEN Designated Agent
William Raveis Legends Realty Group
For our other readers, you don't "put somebody on the deed," you (meaning, your attorney or title officer) draws up a new deed documenting that you're transferring your interest in the property to, in this case, yourself and your girlfriend.
IF the coop board has a rule that permits only a spouse on the stock certificate, it sounds like the board may be in violation of NYS fair housing laws. Marital and familial status are protected classes under state law making it illegal to discriminate. (By the way, sexual orientation is also a protected class in New York State. What if someone wanted to include a same-sex partner as a co-owner of the stock? There must be a way to do it.)
New York City is indeed part of New York State, same laws apply. See a lawyer.
coops are a very funny thing depending been doing them for years and ever time i think i have it right they come up with something new now back to the rules they may be right but like Anna said talk to your attorney and have him/her look it over
Director of Sales
Senior Sales & Rental Agent
Certified Property Manager
Living Source Residential
1 west Street Suite 100
New York, NY10038
Lic. Real Estate Agents
For Rentals (914)450.5116
For Sales (646)943.1610