HI Stephanie,
First I'd like to thank you for your huge sacrafice for our country. I can't tell you how proud it makes me to see women serving their country in such a selfless manner.

Next, You need to meet up with a good realtor and a lender familiar with VA loans! If you're a first-time buyer you may even qualify for the $8000 federal tax credit being offered this year -- which can now be used toward a downpayment or closing costs. (See a lender for details).

If you'd like to get more information on the programs available, let me know. I am including a link to the VA Loans info page; and I can be reached at kim@kimcanhelp.com I can provide you with a list of lenders and as a licensed real estate broker working in Camden, Gloucester and Burling counties, I can also provide you with informative, patient and guided real estate services.

Best wishes in your quest for home ownership.

Kim

Kimberly Thomas, Broker-Salesperson http://www.KimThomasHomes.com http://www.KimCanHelp.com
email: kim@kimcanhelp.com
856-308-5989

Well first let me thank you for your services to our country. It would be my pleasure to help you find a home. There are many services out there for Veterans. The first thing to do is sit down with a mortgage rep. and get down what you and afford and the programs that will benefit you. If you would like I can set you up with a mortgage rep and also set up a search for you and email it to you. I look forward to working with you.

You should go to your nearest VA office and obtain a DD-214 which essentially says that you are entitled to VA benefits which qualitifies you for a VA loan. Once you have received your DD 214 then you can go to a mortgage company and they will qualify you for the loan amount. If you've already approached a mortgage company they should have instructed you to do the same. I am married a to a veteran of several "wars". Thank you for your service and your sacrifice. Good luck in finding your home.

The very first thing to do is to be pre-qualified, meaning you have a commitment from a bank to lend you money. This is superior to a pre-approval because you'll have a promise to lend you money. With the commitment in hand you'll be able to go to any realtor and give them all the parameters for a home that meets your needs. If you need further assistance please e-mail me at cgrushin@gateway-funding.com. I do VA loans.

HI Stephanie,
Your first step I believe would be to talk to a good mortgage person who can help you. They will be able to tell you what programs are out there for veterans. They will also be able to talk to you about your credit, income and see what range you qualify for. If you need a mortgage person, just let me know and I'll be happy to recommend someone for you!

Take care!
Angela "Angie" Allchin
Century 21 Rauh & Johns
856-582-0366 x 172
Email: Angela.Allchin@Century21.com