Krystal,
You will have to call the Surrogate's Office
Patricia Egan Jones
(856) 225-7282
Someone will have to be the administrator of the estate. If you have surviving siblings then there's some addititonal forms you will have to fill out. You can visit the sire at http://www.co.camden.nj.us/surrogate/ forms are downloadable. However I suggest you call them and tell them your specific situation. They will walk you thru the process. Once you have gone thru the process I can assist you in getting a loan for improvements. Feel free to give me a call. I'm assisting another client with similiar circumstances.
Best Regards,
Jeremy S. Hill, Realtor Associate, Mortgage Consultant
Keller Williams Realty, Aurora Financial Group, Inc. http://www.YourPhillyHomeSearch.com http://www.SouthNewJerseyHomes.com
Office: 856.685.1651
Direct: 609.876.5817
Fax: 609.482.8235
Licensed PA, NJ
"Your Interest 1st Always"

please do not pay anything out of your pocket. there may be other avenues at no cost to you....

Contact me

Larry Sarlo
609-868-1171
Weichert Realtors
http://www.NJHomeHunter.com

Krystal,

Sorry to hear that.

I knew a few similar situations before. Before I share what I knew here, I should mention you to talk with attorney. Make sure the attorney is professional and experienced on this particular field. And niceness is important in your case too.

Yes, usually not absolutely, lenders just focus on the payments whatever who pays there. If the repairs will not cost you too much, you can pay it by your personal credit line. Later on, after court starts your probation case, you may try to use the court paper to deal with some lenders even the title is not under your name yet. I can not guaranty it but you may take a chance.

You should talk with CPA too. That would be very useful for you. You may get some tax benefits as a house owner. Again, I do not guaranty it.

Attention, i donot know in NJ, but in CA, I always mention people to make sure the good title in this kind of circumstance. Also in CA, we have parents-children property tax benefits from county assessor offices. How about NJ?

Finally, do not forget to change the name on the utilities bills, telephone bill, cellphone bill. and you have to remember the AAA card, bank accounts, credit cards, and any other membership with late payment penalty.

Good luck!
Andy

call me


maybe I can help. you may more available than you you realize...

Larry Sarlo
Weichert Realtors
609-868-1171 http://www.NJHomeHunter.com