Home Buying in Houston : Advice

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USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
My credit score is 627. Salary of $46,000, we only have a car payment. Do we qualify for a house.?
Hi Daniel,

Based on your post with a score of 627 you can qualify for conventional and FHA home mortgage but I would also like to see you qualify for the My First TX home which allow ... more
0 votes Share Flag Yesterday at 8:53pm Home Buying in Houston
Quinntonia G…, Real Estate Pro in Houston, TX
Quinntonia Glover answered:
how soon should you make an offer?
It's a sellers market and with inventory being low there are usually multiple offers on a property so if you have your preapproval letter already or proof of funds you should make an of ... more
0 votes Share Flag Yesterday at 7:45am Home Buying in Houston
Marlena Caban, Real Estate Pro in Yonkers, NY
Marlena Caban answered:
Bad credit 524 needing to find someone that will give us home loan
If you need help removing any negative items from your credit report to help you get into an apartment you can contact The Credit Pros (BBB A+) 862-240-1933.

They are very successfu ... more
0 votes Share Flag Wed Jul 29, 2015 Home Buying in Houston
Quinntonia G…, Real Estate Pro in Houston, TX
Quinntonia Glover answered:
Has anyone heard of NACA or has any experience with the program?
NACA is a program that helps you buy a home and they aren't necessarily based on credit. You have to attend classes and follow the program to qualify. You can find out more info at http ... more
0 votes Share Flag Wed Jul 29, 2015 Home Buying in Houston
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
Is holding an offer for a week and a half a little unreasonable?
It was certainly inconsiderate of the seller to behave this way, but it is their right to do so. They are just taking advantage of this seller's market and maximizing their profits. It' ... more
0 votes Share Flag Tue Jul 28, 2015 Home Buying in Houston
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
16 Day Countdown -No locked interest, no confirmation on closing date.
Unfortunately your Loan Officer is waiting to spring the surprise on you when its too late to shop the loan. At Capital One we have a policy that all loans are to be lock for 60 days fr ... more
0 votes Share Flag Sat Jul 25, 2015 Home Buying in Houston
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
How I can know if the house I want to purchase will work the price in the future??
I'm sorry I'm not sure what you are asking.
0 votes Share Flag Fri Jul 24, 2015 Home Buying in Houston
R.E. Summerl…, Real Estate Pro in Miami, FL
R.E. Summerland answered:
What is a good credit score to buy a house. I have fixed my credit and been saving for a down payment.
Try to get in contact with Home Loans For All. They're located in Dallas
1 vote Share Flag Sun Jul 19, 2015 Home Buying in Houston
Aelynn112, Real Estate Pro in Wichita, KS
Aelynn112 answered:
Thoughts on KB homes? I've read bad reviews, mostly from other states, but fell in love with a model home....Advice?
I would be wary... We had signed a building contract to build in the neighborhood Trailside in Thornton, CO, and were approved for a loan for way more home than we can afford in REAL LI ... more
0 votes Share Flag Sat Jul 18, 2015 Home Buying in Houston
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
Looking for lender: credit scores 570 & 780. Combined income is about 100K/yr. Can we be financed?
Minimum score is 580 for FHA so you're close. Check out The Lenders Network, they have lenders that can help you out.
2 votes Share Flag Sat Jul 18, 2015 Home Buying in Houston
Thomascredit…, Home Buyer in New York, NY
Thomascreditfirm answered:
Me and my boyfriends lease is up in 2 months. My score is a 607 his is a 604? will that qualify us for a house?
Welcome to Thomas Credit Firm, I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the wor ... more
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Houston
Thomascredit…, Home Buyer in New York, NY
Thomascreditfirm answered:
What is the average time frame to purchase a home from the moment you're pre-approved for a loan to the moment you close the deal?
Welcome to Thomas Credit Firm, I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the wor ... more
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Houston
Thomascredit…, Home Buyer in New York, NY
Thomascreditfirm answered:
Which condominiums in the Texas Medical Center have the lowest HOA fees?
Welcome to Thomas Credit Firm, I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the wor ... more
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Houston
Thomascredit…, Home Buyer in New York, NY
Thomascreditfirm answered:
I am first time buyer. Have 3 daughters in elementary school. Which is better to buy: Rosenberg or Richmond, Tx?
Welcome to Thomas Credit Firm, I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the wor ... more
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Houston
Thomascredit…, Home Buyer in New York, NY
Thomascreditfirm answered:
Seeking unbiased opinions about LGI. Are they legit? Can one really get 100% financing in this economy?
Welcome to Thomas Credit Firm, I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the wor ... more
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Houston
Thomascredit…, Home Buyer in New York, NY
Thomascreditfirm asked:
Private Loan Lender, Apply now for your quick and easy loan Welcome to Thomas Credit Firm, I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the world.…
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Houston
Anna Maria D…, Real Estate Pro in Houston, TX
Anna Maria Durr answered:
how long it takes to purchase a house after a preaproval?
You can also get full underwriting approval in advance of finding a home. That way when you do find a home, all that will be needed is the sales contract, appraisal, title work, and sur ... more
0 votes Share Flag Wed Jul 1, 2015 Home Buying in Houston
Phillip Madi…, Real Estate Pro in 75056
Phillip Madison answered:
My daughter has 676 an mine is 613. We live in oklahoma an can't get a 90.000.00 loan. Why is that. Any recommendations. Need it within a week to stay
I would suggest speaking directly with a lender to see what the issue is. Credit is not the only factor when determining pre approval
0 votes Share Flag Mon Jun 29, 2015 Home Buying in Houston
Tony Moghadd…, Real Estate Pro in 77095
Tony Moghaddam answered:
Agents that specialize in older homes and small multiplexes?
Hi Ben,

If you still looking I have what you are looking for.

http://www.trulia.com/property/3923430-1915-Hawthorne-St-Houston-TX-77098

http://www.har.com/1915-hawthorne-st/s ... more
0 votes Share Flag Sun Jun 28, 2015 Home Buying in Neartown/ Montrose
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