Ko Olina is a wonderful community. Because it is a resort community, it has many wonderful amenities that don't require you to even leave the property. There are 6 distinct gated communities within Ko Olina and these include Kai Lani (where I have lived), Coconut Plantation, Ko Olina Kai, Fairways, Hillside Villas and Ocean Villas. There are also hotels (the Marriott and the new Disney Aulani) and time shares.
The management company spent a lot of money making Ko Olina a picturesque place to visit and live. Ko Olina has tree lined streets, flowers in abundance, wide sidewalks, and 4 man made lagoons that are protected from the surf and are calm and great for snorkeling in , paddle boarding on or just relaxing by. The town center has a few nice restaurants (The Monkeypod is fabulous as is Roy's) as well as some shops and an ice cream store and of course, an ABC for groceries, knickknacks and subs. Want more choices to eat? Each hotel has multiple ptions and most of them are fabulous.
You can also rent out most of the homes on a vacation length basis (1 month) so you can recoup some, or all, of your monthly expenditures when you're not occupying the residence. The maintenance fees are a little high but there are so many things that you get as a benefit. We really loved the gym, the fitness classes, the beach activities and golfing/tennis as well. If you want to be active, this is a great place to live!
One last note, invest in a golf cart. It makes getting around the property lots of fun and parking at the beach is so much easier with a cart. We loved driving down to the Marriott on Sunday mornings to have breakfast at the little lagoon side restaurant, Longboards.... more