Not sure what you mean by mortgage tax?
Typically what you pay should be outlined in the contract.
Property taxes are typically prorated to the closing date with each buyer and seller paying for the time they have the house.
Buyer closing costs or mortgage fees are negotiable. I would think normally the buyer pays, but this is not 100% true...they can be negotiated to have the seller pay.
Hope this helps.
I'm a local agent here in New Braunfels, Texas. I see you are selling a home and you might be curious to who pays for what at closing? Am I correct?
Please call me and I can answer your questions.
If you mean property taxes..............they are usually paid as part of your mortgage payment, too.......and are added to the total amount you owe. You will get a statement (at the end of the year) showing what the total was paid towards your property taxes. If you don't have a mortgage, then property taxes are paid by the owner directly to the town.
If the mortgage company or bank is paying them, they will also hold an amount in excrow to cover a quarterly future payment.
If you are referring to a state sale's transfer tax...........in my state, that is paid by the seller.
If this didn't answer your question, please clarify what it is you are asking.