Escrow fees are different from escrow company to escrow company - however, the fee is based on purchase price. And yes, if it is noted in your contract that the split is 50/50, then both buyer and seller pay equal amounts. This does not apply to the other charges.
The escrow service benefits both Seller and Buyer so splitting the costs is not uncommon. Ask them if the 195 is your portion of the escrow service costs.
As I responded in your other question, all fees are negotiable as part of the contract.
I'm kind of curious why you have not discussed this with your listing agent? Your realtor wants to make sure you're totally informed through all aspects of the marketing, sale, and negotiating a contract for the sale of your home. Or are you trying to sell the home on your own without a realtor?
If you are selling 'for sale by owner' I caution you that this is only step one of things you need to know about. You are negotiating against an expert negotiator on the other side, and there are federal mandates of disclosures and actions that you need to do in selling a residential home to the public.
Hopefully you have a realtor who can answer all of your questions for you and make sure you're understanding the whole process. It's not rocket science but you do need to be thorough or it can cost you. Good luck!
Masters Club Member
Better Homes & Gardens RE
1819 K Street #100
Sacramento CA 95811