I just want to note that Brian posted some additional information about this at the link below.
Customer Service Representative
You have some very good answers.
1. Consult an attorney immediately
2. Consult a marriage counselor or a pastor immediately too. Bailing out of a marriage that is not working may seem like the best solution, however I encourage you to try to work it out.
3. You are still legally liable, from what you've posted. Protect your credit. It's not the lender's fault that you and your spouse are having problems...
I hope you can take some time to give reconciliation a shot.
I am sorry to hear about your problem. So many times couples ruin their credit when they are splitting up! Make sure the payments stay current. Do whatever you can. I benefits both of you to protect your credit. Call your lender and let them know what is going on. If you plan to sell, they will want and should have details. I hope you are able to sell quickly. Pricing will be a factor.
Keller Williams Realty
Baton Rouge, LA
You should discuss this with your attorney.