I have mortgage refinancing options which would allow you to complete any repairs/renovations that you're looking to do and include them all within your mortgage. Essentially this will minimize out-of-pocket costs to perform the work you're seeking while increasing the value of your home (depending on the type of work being done).
You have a lot of options, it's simply a matter of determining which one makes most sense for you based on your goals. Please give me a call at your earliest convenience so I may best understand your scenario and weigh out some viable options.
Paul F. Marzolla
Senior Mortgage Consultant
Licensed by the New Jersey Department of Banking & Insurance
Member of the National Association of Mortgage Brokers (NAMB)
If so, and listed with a Realtor, they would be the best person to advise you
on a course of action. It's hard to comment on price without having seen the house.
One thing to consider, you may not be able to refinance if you are on the market. Some lenders will
not refinance a home for sale because they know you will be paying off the home right away and they
wouldn't have gotten enough payments to make a profit.
Your agent might be able to market it with the understanding that there are repairs needed. Such as a 203K Rehab loan, or seller's concession for repairs or even seller paying for closing costs in lieu of repairs. There are other options as well. I wish you the best of luck.