Here are two properties from MLS where the seller would consider a lease option:
Lease / rent to own properties are usually hard to find as most seller's would prefer to sell. Most sellers only consider lease to own when they have a difficult time selling at a particular price. My advice would be to look into buying with a mortgage broker. It typically only requires a phone call to find out of you can qualify and to find out what you may need to do to repair your credit. Also, you only need 3.5% of the sales price as a down payment to qualify for an FHA loan. I recommend you contact a lender before settling for a lease to own option. Here is a referral to a lender that can review your credit with you over the phone.
Robin M. Cousineau C.M.P.
Residential Mortgage Services, Inc.
1 Club Acre Lane
Bedford, NH 03110
P: (603) 232-9620
C: (603) 396-4581
Licensed by the New Hampshire Banking Department.
I recommend calling Robin and having a conversation about your unique situation and asking her what you could qualify for or what you need to do to repair your credit concerns...
Please let me know if I can help further in any way...
Best wishes, Lee
Lee P. Johansen
Keller Williams Realty Metropolitan
168 South River Rd. Suite 1A, Bedford, NH 03110
Search MLS: http://www.mlsfinder.com/nh_nneren/leejohansen/
Licensed in New Hampshire
OH BY THE WAY
I'm never too busy
for your referrals