Home Selling in Des Moines>Question Details

Billielreed, Home Buyer in West Des Moines, IA

does the buyer or seller pay for termite inspection in Iowa?

Asked by Billielreed, West Des Moines, IA Sat Mar 10, 2012

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8
Hi...The seller "generally" pays for the Termite Inspection of a resale. Read carefully before you sign your Purchase Agreement....it should be stated there.Thanks!
1 vote Thank Flag Link Thu Nov 29, 2012
In the Des Moines market the seller pays for it. Runs about $90. However, in new construction the builder will often cross out the pest inspection provision on a purchase agreement. Not out of the ordinary in case you do run onto that. Details such as a pest inspection are why it is important to have a knowledgable professional representing your interests. -Betsy Sarcone, Iowa Realty
0 votes Thank Flag Link Sat Apr 14, 2012
I see that you are in West Des Moines and here in the Des Moines metro area it is customary for the seller to pay for the termite inspection. As you may see many agents from the Ames area have answered that it is the butyer who pays and that is what is customary in their market. So if you are moving from West Des Moines to the Ames area (this would include areas that are cross over areas also like Boone, Huxley and the like) you may be confused! Turning to your professional real estate agent should help clarify any confusion.
I was told many years ago that the line for mandatory termite inpsections is determined by where there is a solid freeze to the ground which limits the pervasity of termites since they live under ground. I hope this has been of help to you. Having worked in the Ankeny market for the last 18 years I have had many transactions cross over between the different market areas and would love to be of assistance to you !
0 votes Thank Flag Link Sun Mar 11, 2012
The termite inspection is required by the buyers lender. In the Des Moines market most purchase agreements state the seller will pay for the termite inspection. Unless the buyers lender requires it to be payed by the seller it can be negoitable between the buyer and the seller. When listing a home in the Des Moines market it is presented as a cost to the seller so sellers are aware that they will pay for the termite inspection unless negotiated otherwise. There is no right or wrong (unless lender says seller must pay) as long as you are happy with final purchase price plus cost invovled on your side of the transaction.
0 votes Thank Flag Link Sat Mar 10, 2012
Some confusion here. In the Greater Des Moines area the seller usually pays and it is in most of the purchase agreements that way. In other areas it mey be paid by buyer or seller. The main point is to pay attention to the purchase agreement so you understand who is paying for what whether you are the buyer or the seller this is paramount. Always here for any questions you may have.
0 votes Thank Flag Link Sat Mar 10, 2012
In most cases, the buyer pays for the pest inspection at least in Iowa. The exception would be if the buyer is obtaining a VA loan in which case the buyer can not pay for the pest inspection and it must be paid for by the seller.
0 votes Thank Flag Link Sat Mar 10, 2012
It is usually paid by the buyer, but the buyer might negotiate on purchase agreement asking the seller pays for it.
0 votes Thank Flag Link Sat Mar 10, 2012
In most cases it is the seller that pays for the termite inpspection.
0 votes Thank Flag Link Sat Mar 10, 2012
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