You must speak to an attorney. Many clients ask me if it is worth it to hire an attorney or should they try to save money by relying on the expertise of a Realtor and others involved in the transaction with real estate knowledge. I always encourage the use of an attorney. It is not fair to ask anybody to play legal eagle for you. Especially not an overworked Realtor. Besides, we're not buying a cookie here! It's a once in a lifetime purchase of a home.
Once it gets sticky as in your situation, you have no choice but to consult with an attorney. Don't rely on laymans' advice if it might drive you to bankrupcy!
Good luck! Hope things get easier for you.
Are you referring to an offer you made as your profile says home buyer.
So you made an offer on a property and then had all those loans/accident since the offer? And want to know if you are held to buying the home which could result in the judgement you are saying could occur?