Home Selling in South Bend>Question Details

Mj C, Home Seller in South Bend, IN

Where can one find a listing of houses that have sold in the past several months in the same zip code as theirs, without asking a realtor?

Asked by Mj C, South Bend, IN Wed Nov 10, 2010

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Mj c,
Ironically to your message I just received another message that you may find interesting to read. It shows 5 reasons to use a Realtor.

1. Pricing Is Difficult
Just a few years ago, you didn’t have to worry about overpricing your home. If it was too high, all you needed to do was wait as historic appreciation was taking place. The situation is quite different today. With experts calling for another drop in home values, overpricing your property will cost you time. In this market, time costs you money. A professional real estate agent will discuss how increasing inventory could dramatically impact the value of your property in the months to come. They will help you set the right price in today’s market.

2. Negotiating Ability Is Crucial
Buyers today have an almost unlimited supply of homes from which to choose. They realize that puts them in a great negotiating position. Most buyers are now being represented by an agent. Sellers need to also be represented by a professional expert trained to negotiate real estate contracts.

3. Mortgaging Is Key to the Deal
The biggest impact of the housing market collapse is that lending standards are much stricter today than they were a few short years ago. Rules are constantly changing. Even FHA has gone through a guidelines overhaul in the last several months. You need a real estate expert who has teamed up with a knowledgeable mortgage professional to make sure that the buyer in the deal is in fact capable of obtaining a mortgage. Losing time with an unqualified buyer costs you money in a market where prices are falling.

4. Your Family’s Safety
We have always found it puzzling that the same person that will lock every door and window and set the alarm today will then allow total strangers into their house tomorrow. The real estate industry trains its practitioners to take steps to protect themselves and their clients. Take advantage of putting a person between you and the person calling on an ad or yard sign.

5. You Probably Have More Important Things to Do
Selling a home could turn into a full time job. Learning the necessary disclosures, coordinating the dates of your closings, dealing with a challenge regarding your appraisal and re-negotiating the offer after an engineer’s report are just a few of the concerns you may face. You would probably be better of spending that time with the items important to you and your family and leaving the challenges to your agent.

Bottom Line
To make sure the sale of your home is handled professionally – hire a trained professional. In the long run, you will wind-up with more money in your pocket and have less challenges with the move.

Once again if I can be of assistance, please feel free to call or write.

Regards,
0 votes Thank Flag Link Wed Nov 10, 2010
Good morning Mj C,
I am not sure why you are attempting to stay away from a Realtor, but a few words of advise may help. In St Joe County there is no easy way to get the information in a timely basis as the public records are months behind in processing and the availability on line is scarse compared to other areas. It is possible to go to the county-city building and reveiw all of the sales records and this will be the most complete as it will include all sales including direct sales without the help of a realtor, but they are probably not in a zip code format but rather by township and will be difficult to review. Another thing to consider is that In this county Zip code does not seem to have a lot of relavence in looking for property values due to their configurations. Zip codes are made to deliver the mail not to determine neighborhood property values. They may be better in some parts of the country but not here generally.

My advise is find a good Realtor that you can believe and that can provide all of the information that you need to evaluate. Realtors individually pay a fee to have all sales data in their MLS provided in a format that is readily searchable in any number of ways and is immediately available. Data in this format, available to Realtors and MLS members, is true to within a few days after closing due to the systems that have been set up. This is the same data that is used by appraisers for compilation of data for appraised values and used by all banks and lending institutions for evaluation of property values.

Best fo all for you the data is free from the Realtor depending on what you are trying to do. A Realtor is a trained and educated professional who's business model is to help people maximize the potential for their home in the buying and selling process, and who's survisal is based upon performance as they do not get paid unless there are results for their clients.

You may want to rethink the "without a Relator" issue unless you have a lot of time to waste.

If I can help, plesae feel free to call so that we can discuss further. Cell 574-220-0911

Regards, and Good Luck.
0 votes Thank Flag Link Wed Nov 10, 2010
I often work helping people find information on solds/prices in the area. There is no fee, not sure why you would not want to contact a Realtor. You might be able to go to the court house and track down through the property transfers records there, but the information may not be totally up to date as it takes usually 4-6 wks after a sale for those transfer records to be processed.

If you change your mind and would like some assistance, please feel free to email, text or call me
Jody Jones
Realty Group Resources
574-214-2746
0 votes Thank Flag Link Wed Nov 10, 2010
As a Realtor, I often help family and friends pull listing histories or find values in certain target areas. Remember as a buyer, it doesn't cost money to use a Realtor. Why not get free help, if it is offered to you?
0 votes Thank Flag Link Wed Nov 10, 2010
Why not ask a Realtor? They provide this information for free, and in return only hope to be of service to you. There is no obligation, I know a really good Realtor in that multiple listing system with access to that information, if you want her name email me. (it is not me, I have worked with her in the past)
Contrary to myth, we do not have time to hound people that do not wish to work with us.
0 votes Thank Flag Link Wed Nov 10, 2010
You could plow through county records on your own or just be brave and call a Realtor! They don't bite!
0 votes Thank Flag Link Wed Nov 10, 2010
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