Hi Sue,
Like Ed and Cindy said you have 4 years hold tight and see what the market is like in 2013 as no one can predict what it will be.

Sue if you plan on moving in 2013 I would hold tight since that is a ways off. If you are not leaving for 4 years that means you'll have to rent if you sell now, so take the money and apply it towards your mortgage, instead of someone else's.

As for the repairs I would not invest anything right now and see what is happening in 2013.

If you decide to move now give us a call and we can put you in touch with agents that specialize in East Pointe.

Sue, don't invest your money on upgrades in your area. Let us list it as is and we'll get you out from under it within 3 to 6 months. Brian Walker 586-914-6040 Century 21 Town & Country