It's an expensive repair, but if you can do it. A defect like this may be enough to make a potential buyer cross your home off his short list.

Hi Richard,

I don't know if we have any RE Pros on Trulia in or around Towanda, PA. If so, perhaps one will chime in with direct local info for you.

You can call your local municipal office and ask this question, or a local Realtor. In NJ, the rules would vary town by town. In some towns, we must have a chimney sweep certify a fireplace as being in good working order in order to obtain a Certificate of Occupancy. Many lenders will not fund without this CO. Go one town over (3 miles) and the rules change. A CO is required, but no fireplace certification. Travel another 5 miles, and the rules may change again. There, neither a CO or fireplace cert was required.

I think NJ is a bit unusual in this way, so chances are your situation will be clearer and easier to understand.

Make sure when you pose this question, the person providing you guidance is familiar w/ the requirements for the location of your property.

If there are any problems with the home, yes, you MUST disclose.
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Terrence, I don't think that Richard was, in any way, suggesting "not disclosing". He was asking should I repair or disclose?

If there are any problems with the home, yes, you MUST disclose. Required repairs would depend upon the local ordinances. Sometimes the seller must get certain items fixed. Sometimes it may be just a matter of giving a credit to the buyer. A local Realtor should be able to answer this question with certainty.

Best way is to have it repaired prior to selling, you can disclose it but any buyer will ask you to fix it or reduce the price accordingly so they can have it fixed. goo dluck

depending on your local laws (I'm in Illinois), you can just disclose it...

but as a potential buyer, don't you think that if you see on the disclosure that the chimney liner is cracked, that you'll insist it be repaired?? Why not save yourself the trouble, and the need to disclose, and simply have it repaired or replaced?