Stressed out is stressed out because the park is going to essentially take his/her home and resell for their own profit. IE repo. Just because she owns home outright doesn't mean he/she can pick it up and move it out of that particular park. selling at a distressed price may also not be best option. IE there is reason to be a little stressed out. Are you behind on your dues?? Sometimes its best to take it to the top even if they tell you to go to the dmv or call a realtor. Start with the HCD!!! Call the mobilehome ombudsman. They deal with these issues everyday, all day long. It sounds like you need more help than just a title issue.
If you own your home free and clear, no one can just "take" it from you. From what you've said, it sounds like the home is in a mobile home park where the land is owned by the park, and you pay them rent to put your home on their land. Is that correct?
The title for your mobile home is like a deed would be for a home on its own land. The title is your proof of ownership, similar to the title for a car. If you can't find your title, you can contact your local Department of Motor Vehicles (DMV) and tell them you need to apply for a duplicate title. Then you fill out an application and pay a fee and, hopefully, in a short time your state DMV will send you the new title.
You will need the title because you will be signing it when you transfer the mobile home to the new owner.
Anyone selling the mobile home for you needs to be licensed to do so. If you do not own the land under your mobile home (if it's in a rental park) ,then there is no "real estate" involved. This means that most real estate agents do not have the license required to sell your property for you.
It sounds like the manager of the park where your home is may have the proper license to sell the home for you. If you don't want to work with that individual, see if you can find a real estate agent who also is licensed to sell mobile homes. However, keep in mind that the manager of the complex may be in a good position to locate potential Buyers.
Robin, I wish you a speedy recovery, and please don't get stressed out.
All the best,
Maggie Hawk, REALTOR
Watson Realty Corp.
As other posts say, go to the DMV and get a replacement title. Make sure you copy the VIN number off the mobile home to take with you. Mobile homes aren't selling for much right now. I hope you get a decent amount for it.
There are pros and cons to having the park sell your home versus having a Realtor do it. The park's likely to get more people inquiring about available homes in the community. On the other hand, at least from my observation, some parks do little or no real marketing and the commission they charge can be substantially higher than a Realtor would charge. So, a Realtor might work harder, but would have more difficulty marketing it to the people most likely to buy. Also, frankly, there isn't much of a commission involved. Just hypothetically--because commission rates are fully negotiable--let's say you agreed to pay a commission of 6%. And let's say you'd sell your home for $30,000. The commission on that would be $1,800. Divided up to 4 ways (listing agent, listing agent's broker, buyer's agent, buyer's agent's broker), a listing Realtor might make $450 on the transaction, before expenses.
So, compare what the park management would do, and would charge, versus what a Realtor would.
But as for the title, that shouldn't be a problem. Just get a replacement one from the DMV. So . . . don't stress out!
Hope that helps.
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