Where in AL is your townhome?
I would love to see if we can be of help.
My name is Mark Bennett--I am a professional mediator with Fortress Consultants. Our company can negotiate directly with YOUR LENDER to discuss reducing your loan for a loan modification. We have achieved a favorable result in 9 out of 10 cases.
OR we could conduct an evaluation and look at the possibility of buying your home from you so you don't have to worry any more about it--it really is up to you. It would be an honor to help you make an informed decision.
You may contact me at firstname.lastname@example.org or call at 202.341.4959